Browse Ambrook’s collection of grants, loans, discounts, cost shares, easements, and insurance for animal purchase.

Loan applications may be obtained from any Agricultural Loan Division Office. Loan Officers are available to provide assistance and guidance on the loan process. In order to be eligible for a direct loan, applicants must be denied credit from two lenders, which include banks, savings and loan associations, credit unions, mortgage loan companies, the Farm Credit System and/or the U.S. Department of Agriculture.

A private lender may pursue a participation loan or insured loan on behalf of the applicant. Under these circumstances, the private lender will work in conjunction with the Division on the loan application.

As part of the application process, aspects such as repayment ability, collateral, capital, economic and/or environmental conditions, credit history, and other factors will be taken into consideration. Acceptable applications are presented to the Board of Agriculture for final approval, with the exception of Micro-loans, which may be approved by the Chairperson of the Board of Agriculture.

Prior to obtaining and completing the loan application, it is recommend that you meet with or call one of our loan officers. They are available to assist you in determining your eligibility for the loan program and to guide you through the application process.

Oahu Agricultural Loan Division Office

Hilo Agricultural Loan Division Office

Kona Civic Center

The Hawaii New Farmer Loans are part of the Hawaii&#x2004;Agricultural Loan Division.


The State of Hawaii, Department of Agriculture’s Agricultural Loan Division administers the Agricultural Loan Program and the Aquaculture Loan Program. The intent of the programs is to help promote agricultural and aquacultural development of the State by providing credit at reasonable rates and terms to qualifying individuals or entities. Through the establishment of a revolving loan fund, credit is made available by supplementing private lender sector loan funds or by providing direct funding.


Considered a “lender of last resort”, the program is not intended to compete with private sector lenders. Prospective applicants must inquire with and be denied credit from private sector lenders prior to filling an application. In addition, prospective applicants must fulfill applicable eligibility requirements. Applicants that are not able to obtain denials from the private lending sector may inquire with the private lender on the possibility of utilizing the [insured/guaranty and/or participation loan facilities.](https://hdoa.hawaii.gov/agl/home/guaranteedparticipation-loans/)



The Hawaii New Farmer Loans are part of the Hawaii Agricultural Loan Division.

The State of Hawaii, Department of Agriculture’s Agricultural Loan Division administers the Agricultural Loan Program and the Aquaculture Loan Program. The intent of the programs is to help promote agricultural and aquacultural development of the State by providing credit at reasonable rates and terms to qualifying individuals or entities. Through the establishment of a revolving loan fund, credit is made available by supplementing private lender sector loan funds or by providing direct funding.

Considered a “lender of last resort”, the program is not intended to compete with private sector lenders. Prospective applicants must inquire with and be denied credit from private sector lenders prior to filling an application. In addition, prospective applicants must fulfill applicable eligibility requirements. Applicants that are not able to obtain denials from the private lending sector may inquire with the private lender on the possibility of utilizing the insured/guaranty and/or participation loan facilities.

A New Farmer is:
- A citizen of the United States who has resided in Hawaii for the preceding three years, or any permanent resident alien who has resided in Hawaii for the preceding three years; and
- A person who has successfully earned a degree in agriculture from an accredited university or community college; or
- A person displaced from employment in an agricultural production enterprise; or
- A person with two years experience as a part-time farmer; or
- A farm laborer or tenant, or a person who by reason of ability, experience and training are likely to successfully operate a farm.
- Certain restrictions may apply.

New Farmer Loans are for applicants who intend to farm full-time. A full-time farmer is a person who devotes most of their time to farming or derives most of their income from farming operations. A down payment or equity contribution equal to 15% of the total project cost is required from the applicant.

A payment that must be returned to the provider following specified terms of repayment and interest rate.

Loan

- Micro Loan Application
- Personal Financial Statement
- Expense Projection Sheet
- Income Assumptions
- Monthly Cash Flow Projections
- Food Manufacturing Income Assumptions


Air Quality

Carbon Capture

Certification

High Tunnel

Landscape

Regenerative

Soil Health

Wildlife & Pollinator Habitat

Business Plan

Cash Rent

Refinancing

Transition

Distribution

Diversification

Events

Trade Show

Training

Certified Organic

Certified Grassfed

Cover Crops

Reduced Tillage

Succession

Trade Relief

Historically Underserved

Labor

Infrastructure

Equipment

Loan Rate and Amount:
- Interest Rates:  6% or 1.5% below the prime rate whichever is less with an interest rate floor of 3%. Rates are fixed at time of loan approval.
- Amount: $250,000 (see Note)

Note: Maximum loan amount of $250,000 may be used for a Farm Ownership and Improvement loan or a Farm Operating loan, or a combination of both types of loans.

Farm Ownership and Improvement Loans:
- Purpose: Purchase or improvement of farmland; construction, or improvement of essential farm buildings; liquidation of indebtedness for the foregoing purposes.
- Maximum Term: 40 years

Farm Operating Loans:
- Purpose: Purchase of farm equipment and livestock; payment of production and marketing expenses including materials, labor, and services; payment of living expenses; liquidation of indebtedness incurred for the foregoing purposes.
- Maximum Term: 10 years

Micro-Loans are also available for New Farmers, however, theses loans are restricted to operating loan purposes only. The maximum loan amount is $25,000 and the maximum term is 10 years. The application process minimizes paperwork and the loan approval process is expedited.

Loan applications may be obtained from any Agricultural Loan Division Office. Loan Officers are available to provide assistance and guidance on the loan process. In order to be eligible for a direct loan, applicants must be denied credit from two lenders, which include banks, savings and loan associations, credit unions, mortgage loan companies, the Farm Credit System and/or the U.S. Department of Agriculture.

As part of the application process, aspects such as repayment ability, collateral, capital, economic and/or environmental conditions, and historic performance will be taken into consideration. Acceptable applications may be approved by the Chairperson of the Board of Agriculture.

Prior to obtaining and completing the loan application, it is recommend that you meet with or call one of our loan officers. They are available to assist you in determining your eligibility for the loan program and to guide you through the application process.

The Hawaii Part-Time Farmer Loan is part of the Hawaii&#x2004;Agricultural Loan Division.


The State of Hawaii, Department of Agriculture’s Agricultural Loan Division administers the Agricultural Loan Program and the Aquaculture Loan Program. The intent of the programs is to help promote agricultural and aquacultural development of the State by providing credit at reasonable rates and terms to qualifying individuals or entities. Through the establishment of a revolving loan fund, credit is made available by supplementing private lender sector loan funds or by providing direct funding.


Considered a “lender of last resort”, the program is not intended to compete with private sector lenders. Prospective applicants must inquire with and be denied credit from private sector lenders prior to filling an application. In addition, prospective applicants must fulfill applicable eligibility requirements. Applicants that are not able to obtain denials from the private lending sector may inquire with the private lender on the possibility of utilizing the [insured/guaranty and/or participation loan facilities.](https://hdoa.hawaii.gov/agl/home/guaranteedparticipation-loans/)



The Hawaii Part-Time Farmer Loan is part of the Hawaii Agricultural Loan Division.

The State of Hawaii, Department of Agriculture’s Agricultural Loan Division administers the Agricultural Loan Program and the Aquaculture Loan Program. The intent of the programs is to help promote agricultural and aquacultural development of the State by providing credit at reasonable rates and terms to qualifying individuals or entities. Through the establishment of a revolving loan fund, credit is made available by supplementing private lender sector loan funds or by providing direct funding.

Considered a “lender of last resort”, the program is not intended to compete with private sector lenders. Prospective applicants must inquire with and be denied credit from private sector lenders prior to filling an application. In addition, prospective applicants must fulfill applicable eligibility requirements. Applicants that are not able to obtain denials from the private lending sector may inquire with the private lender on the possibility of utilizing the insured/guaranty and/or participation loan facilities.

A Part-Time Farmer is a person of proven farming ability who:
- Is a citizen of the United States who has resided in the State of Hawaii for the preceding three years, or any permanent resident alien who has resided in the State of Hawaii for the preceding three years; and
- Has been operating the person’s own farm for at least two years on land owned by the person in fee or on land rented or leased from others; and
- Is presently devoting a portion of the person’s time to farming; and
- Derives between twenty-five to fifty per cent of the person’s net cash income from direct participation in farming in its broadest sense; and
- Is a sound credit risk with the ability to repay the money borrowed; and
- Is willing to carry out recommended farm management practices.

Buildings

Construction

Fencing

Greenhouse

HVAC

Irrigation

Lighting

Repairs

Storage

Loan Rate and Amount
- Interest Rate: Fixed at 1% below the prime rate or at 7-1/2% per annum whichever is less. The prime rate is set twice a year, on January 1st and July 1st of each year.
- Amount: $25,000

Purposes:
- The purchase, construction, and improvement of farm production and/or growing structures; and
- The purchase of farm equipment and/or livestock; and
- The payment of production and marketing expenses, including materials, labor, and services.

Maximum Term: 
10 years

Restrictions: 
The liquidation of indebtedness incurred for any of the above purposes and for living expenses shall not be authorized purposes.

Loan applications may be obtained from any Agricultural Loan Division Office. Loan Officers are available to provide assistance and guidance on the loan process. In order to be eligible for a direct loan, applicants must be denied credit from two lenders, which include banks, savings and loan associations, credit unions, mortgage loan companies, the Farm Credit System, and/or the U.S. Department of Agriculture.

A private lender may pursue a participation loan or insured/guaranty loan on behalf of the applicant. Under these circumstances, the private lender will work in conjunction with the Division on the loan application.

As part of the application process, aspects such as repayment ability, collateral, and credit history, economic and environmental conditions, and historic performance will be taken into consideration. Acceptable applications are presented to the Board of Agriculture for final approval, with the exception of Micro-loans, which may be approved by the Chairperson of the Board of Agriculture.

Prior to obtaining and completing the loan application, it is recommend that you meet with or call one of your local loan officers. They are available to assist you in determining your eligibility for the loan program and to guide you through the application process.

The Hawaii Qualified Farmer Loan is part of the Hawaii&#x2004;Agricultural Loan Division.


The State of Hawaii, Department of Agriculture’s Agricultural Loan Division administers the Agricultural Loan Program and the Aquaculture Loan Program. The intent of the programs is to help promote agricultural and aquacultural development of the State by providing credit at reasonable rates and terms to qualifying individuals or entities. Through the establishment of a revolving loan fund, credit is made available by supplementing private lender sector loan funds or by providing direct funding.


Considered a “lender of last resort”, the program is not intended to compete with private sector lenders. Prospective applicants must inquire with and be denied credit from private sector lenders prior to filling an application. In addition, prospective applicants must fulfill applicable eligibility requirements. Applicants that are not able to obtain denials from the private lending sector may inquire with the private lender on the possibility of utilizing the [insured/guaranty and/or participation loan facilities.](https://hdoa.hawaii.gov/agl/home/guaranteedparticipation-loans/)



The Hawaii Qualified Farmer Loan is part of the Hawaii Agricultural Loan Division.

The State of Hawaii, Department of Agriculture’s Agricultural Loan Division administers the Agricultural Loan Program and the Aquaculture Loan Program. The intent of the programs is to help promote agricultural and aquacultural development of the State by providing credit at reasonable rates and terms to qualifying individuals or entities. Through the establishment of a revolving loan fund, credit is made available by supplementing private lender sector loan funds or by providing direct funding.

Considered a “lender of last resort”, the program is not intended to compete with private sector lenders. Prospective applicants must inquire with and be denied credit from private sector lenders prior to filling an application. In addition, prospective applicants must fulfill applicable eligibility requirements. Applicants that are not able to obtain denials from the private lending sector may inquire with the private lender on the possibility of utilizing the insured/guaranty and/or participation loan facilities.

A Qualified Farmer is:
- A citizen of the United States who has resided in Hawaii for the preceding three years, or any permanent resident alien who has resided in Hawaii for the preceding three years; and
- A person of proven farming ability who has operated their own farm for two or more years; and
- A person who devotes most of their time or derives most of their net income from the farming operation.

Sole proprietors, partnerships, corporations, and cooperatives are among the legal forms of businesses eligible to apply for a loan. Other forms of businesses may also be eligible for other loan facilities.
- An eligible sole proprietor is one who qualifies individually by meeting the requirements listed above.
- Eligible partnerships are controlled by at least seventy-five percent by persons who qualify individually.
- Eligible corporations are those where at least seventy-five percent of the stockholders and directors qualify individually.
- Eligible cooperatives shall have a majority of its board of directors and a majority of its membership qualifying individually and shall be engaged in marketing, purchasing, and processing, and providing of farm business services.

Local Food

Coronavirus

Trees

Weather

Wildfire

Farmers Market

Drought

Flood

Hurricane

Tornado

Legal & Finance

Emergency

Conservation

Water Management

1. Loan amount shall not exceed eighty-five per cent of the value of the security offered and cannot be made on un-surveyed land.
2. The Micro-Loan application process minimizes paperwork and the loan processing procedure is expedited.
3. Facility loans require a down payment or equity contribution of 15% and cannot exceed 85% of the value of the security offered.
4. Interest rates are fixed at 1% below the prime rate or 7-1/2% per annum whichever is less. The prime rate is set twice a year, on January 1st and July 1st of each year.

Emergency Loans are available to provide relief and rehabilitation due to environmental disasters, disease epidemics, and other economic emergencies. Emergency Loans are activated by declaration of a disaster by the Governor and are at an interest rate not less than 3% per annum. The Board of Agriculture determines the loan amount and terms. Qualified Farmers affected by State eradication programs may be eligible for a Farm Operating Loan at an interest rate of 3% to rehabilitate their farm operation. Soil and Water Conservation Loans are also available for water development and conservation purposes.

Farm Ownership and Improvement loans are for the purchase or improvement of farmland; construction, or improvement of essential farm buildings; liquidation of indebtedness of the foregoing purposes.

Farm Operating Micro-Loans are for the purchase of farm equipment and livestock; payment of production and marketing expenses including materials, labor, and services; payment of living expenses; liquidation of indebtedness incurred for the foregoing purposes.

Apply online here. 
Applicants will need to register for an account within the microgrants system. Note that this is NOT connected to a Livestock Conservancy membership account. This is a new account just for submitting grant applications.

Through the generous contributions of grantors and private individuals, The Livestock Conservancy has secured&#x2004;funding for emergency response assistance, on a case by case basis, to rare breed stewards and organizations. 

Occasionally The Livestock Conservancy is alerted to situations where genetically important animals (individuals or groups) are in danger of being lost to the breed due to environmental catastrophe, global crisis, or owner death or disability. In some of these situations it is appropriate for The Livestock Conservancy to provide assistance to assure that they are not lost to the breed. 



Through the generous contributions of grantors and private individuals, The Livestock Conservancy has secured funding for emergency response assistance, on a case by case basis, to rare breed stewards and organizations. 
Occasionally The Livestock Conservancy is alerted to situations where genetically important animals (individuals or groups) are in danger of being lost to the breed due to environmental catastrophe, global crisis, or owner death or disability. In some of these situations it is appropriate for The Livestock Conservancy to provide assistance to assure that they are not lost to the breed. 

These funds are for emergencies only and it will be up to the discretion of The Livestock Conservancy to determine if the project meets its conservation mission. Once an application is received, the genetic importance of the animal or group will be made through pedigree research or historical records, to be accomplished by The Livestock Conservancy staff or experts it designates. This will help determine whether rescue is necessary or whether the loss of the animals to the breed is not a threat to the genetic integrity of the breed. Project focus must be with breeds listed on the Conservation Priority List. 

A lump sum of money for a specific purpose that does not need to be paid back.

Grant

Livestock

Specialty Livestock

Cattle

Pigs

Poultry

Sheep

Alpacas

Beefalo

Bison

Buffalo

Caribou

Deer

Emus

Goats

Guinea Pigs

Llamas

Mink

Mohair

Ostrich

Pheasants

Quail

Rabbits

Reindeer

Water Buffalo

Beef Cattle

Dairy Cattle

Feeder Cattle

Slaughter Cattle

Calves

Heifers

Steers

Bulls

Barrows

Boars

Feeder Pigs

Hogs

Sows

Chickens

Cornish Hens

Ducks

Geese

Turkey

Ewes

Lambs

Rams

Bison Calf

Bison Meat

Bucks

Nannies

Slaughter Goats

Beef Bottom Round

Beef Brisket

Beef Chuck Roast

Beef Eye Round

Beef Flank Steak

Beef Flat Iron Steak

Beef Heart

Beef Liver

Beef London Broil

Beef NY Strip Steak

Beef Oxtail

Beef Rib Steak

Beef Rump Roast

Beef Short Ribs

Beef Sirloin

Beef Sirloin Tip Roast

Beef Skirt Steak

Beef Soup Bones

Beef Stew Meat

Beef Tongue

Beef Top Round

Beef Whole Filet

Ground Beef

Broilers

Chicks

Fryers

Layers

Pullets

Roasters

Ducklings

Goslings

Poults

Toms

Ground Lamb

Lamb Chops

Lamb Heart

Lamb Leg

Lamb Liver

Lamb Shank

Lamb Shoulder

Lamb Stew Meat

Disaster Relief

Funds may be used for purchase of animals, transportation, short term housing, and in some cases short term feed, veterinary care, and infrastructure. Awards will typically be in the range of $500 - $1,000 per application and at the discretion of The Livestock Conservancy.

Download the Rural Assistance Loan Application Form (pdf format) to get started. A complete application must include the following:
- Completed Application Form
- Review and signature from local committee
- Copies of the past two year’s federal income tax returns
- A $35.00 non-refundable application fee payable to the Montana Department of Agriculture

Completed applications should be mailed to:
Montana Department of Agriculture
Agricultural Finance Program
P. O. Box 200201
Helena, Montana 59620-0201. 

Additional information or documentation may be required at the discretion of the department. Final loan approval or denial will be determined by the Department of Agriculture Loan Committee.


Walt Anseth

The **Rural&#x2004;Assistance Loan Program** provides loans to producers with modest financial investments in agriculture. These loans finance agricultural enterprises to provide financial experience and assist in the economic growth and welfare of Montana agriculture. Rural Assistance Loans are available through the Agricultural Finance Program of the Montana Department of Agriculture.


Funds may be used to finance the following:

- Agricultural property, such as livestock and farm machinery;

- Agricultural improvements, such as barns or irrigation systems;

- Annual operating expenses; and

- Agricultural land.



The Rural Assistance Loan Program provides loans to producers with modest financial investments in agriculture. These loans finance agricultural enterprises to provide financial experience and assist in the economic growth and welfare of Montana agriculture. Rural Assistance Loans are available through the Agricultural Finance Program of the Montana Department of Agriculture.

Funds may be used to finance the following:
- Agricultural property, such as livestock and farm machinery;
- Agricultural improvements, such as barns or irrigation systems;
- Annual operating expenses; and
- Agricultural land.

Applicants must be at least 18 years of age and residents of Montana at the time of application. Loans are available to persons who are unable to qualify for financing from commercial lenders. However, the activity for which the loan is requested and the financial position of the applicant must show a positive cash flow and net worth.

The total value of an applicant's net worth, including those of spouse and minor children, cannot exceed $450,000.

- Montana Rural Assistance Loan Program: Loan Terms
- Montana Rural Assistance Loan Program: Additional Terms
- Montana Rural Assistance Loan Program: Application


Upon approval of a Rural Assistance Loan application, borrowers must agree to certain requirements:
- Cattle or horses that are used as collateral must be branded with a brand registered with the Montana Department of Livestock.
- Good records of production and expenses are required.
- Borrowers will pay the fees required to file, continue, or release financing statements, brand liens, and mortgages.
- Applicants may be required to establish a joint checking account with the Montana Department of Agriculture. Loan funds would be deposited in this account and used for financial transactions related to the loan.
- Comprehensive insurance or crop insurance may be required on secured or mortgaged property.
- For real estate loans, the Department of Agriculture requires a first mortgage position and title insurance in the name of the Department.
- A qualified appraisal may be required to determine the value of assets or collateral property.

Send Completed Applications to: 
MARBIDCO Loan Programs
1410 Forest Drive, Suite 21, Annapolis, MD 21403

SMADC has partnered with MARBIDCO to provide enhanced and new financing opportunities to Southern Maryland farmers by providing funds for MARBIDCO programs.

The Southern Maryland Revolving Loan Fund for Agricultural Producers is a loan program designed exclusively for Southern Maryland applicants. Loans&#x2004;amounts range from $10,000 – $20,000 to:

- Purchase livestock and/or enhance existing herds and flocks, and for the foundation and expansion of shellfish aquaculture.

- Incubate the production of small fruits and hops and increase acreage by existing small fruit growers.

- Upgrade for the safe growing, harvesting, packing and holding of produce in line with Good Agricultural Practices (GAP) and the Food Safety Modernization Act (FSMA).

- Purchase value-added processing equipment and related professional services.

- Enhance the foundation and expansion of the region’s equine (horse) farm industry.



SMADC has partnered with MARBIDCO to provide enhanced and new financing opportunities to Southern Maryland farmers by providing funds for MARBIDCO programs.
The Southern Maryland Revolving Loan Fund for Agricultural Producers is a loan program designed exclusively for Southern Maryland applicants. Loans amounts range from $10,000 – $20,000 to:
- Purchase livestock and/or enhance existing herds and flocks, and for the foundation and expansion of shellfish aquaculture.
- Incubate the production of small fruits and hops and increase acreage by existing small fruit growers.
- Upgrade for the safe growing, harvesting, packing and holding of produce in line with Good Agricultural Practices (GAP) and the Food Safety Modernization Act (FSMA).
- Purchase value-added processing equipment and related professional services.
- Enhance the foundation and expansion of the region’s equine (horse) farm industry.

Producers must be located in one of these five southern Maryland counties:
- Anne Arundel
- Calvert
- Charles
- Prince George’s
- St. Mary’s

Aquaculture

Shellfish

Fruits

Hops

Seafood

Aquatic Plants

Crustaceans

Molluscs

Abiu

Achachairu

Antidesma

Apples

Apricots

Bananas

Barbados Cherry

Blueberries

Breadfruit

Cacao

Caimito

MARBIDCO administers the loan program on behalf of SMADC. Borrowers that pay on time will receive approximately 20-25% loan forgiveness at the end of the loan term.

A major aim of this program is to complement SMADC’s commitment to expand and promote a viable market-driven, sustainable and profitable agricultural community in the Southern Maryland region. In furtherance of this objective, SMDAC has incorporated into this program an incentive for borrowers in good standing by forgiving approximately 20-25% of the loan amount due at the end of the loan term (by foregoing the final one-quarter of amortizing loan payments).

List of Agricultural Funding for Animal Purchase