A Bank of North Dakota participation loan that extends financing beyond a local lender's legal lending limit for farm/ranch real estate, equipment, or livestock.
Eligibility
North Dakota farmers and ranchers whose financing needs exceed their local lender's legal lending limit. Arranged through that local lender.
Terms
Loan amount is negotiable. Terms range from 5–7 years (equipment/livestock) up to 15–25 years (real estate).
Application Instructions
The local lender requests a participation from Bank of North Dakota to complete the financing.
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Updated September 1, 2026
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