A Bank of North Dakota participation loan that extends financing beyond a local lender's legal lending limit for farm/ranch real estate, equipment, or livestock.
Eligibility
North Dakota farmers and ranchers whose financing needs exceed their local lender's legal lending limit. Arranged through that local lender.
Details
Organization
Financial Instrument
Loan
Terms
Loan amount is negotiable. Terms range from 5–7 years (equipment/livestock) up to 15–25 years (real estate).
Application Instructions
The local lender requests a participation from Bank of North Dakota to complete the financing.
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Updated September 4, 2026
Image Credit: Daniela Paola Alchapar
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