Ambrook Wallet
Banking and bookkeeping, finally together
A business cash account that does your books while you do your business. Deposit checks with your phone, pay bills, send online invoices, issue cards, and earn 1% on every dollar.
3,000 operations across
America trust Ambrook
Everything in one place
Save more time and money with cashflow management, payments, invoicing, and bookkeeping, finally working together.
Deposit checks from anywhere
No more 30-minute drives. Deposit paper checks directly from your phone. Photos of checks get stored and categorized automatically.
Give cards to your team
Give your team spending power, but keep full control. Issue debit-secured cards with per-user limits, real-time purchase tracking, and instant freeze/unfreeze.
Pay bills and mail checks
No more delays. Pay by ACH with same-day transfer, instantly with Ambrook Pay, or have Ambrook print and mail paper checks for you.
Get paid faster with smart invoicing
Stop chasing what you’re owed. Send professional invoices that let your customers pay instantly online via credit card of ACH. Payments match to invoices automatically.
Earn 1% APY on your money
Traditional banks profit from your deposit – you might as well get some of that back with better bookkeeping. Earn 10X what typical checking accounts offer.
“I don’t deposit anything through the bank at all. I just use Wallet."
Candace Barnard, WhiteBarn Hay & Cattle, Arizona
"Wallet puts the whole operation in one place. I don't have to go digging through statements."
Nicole Miller, SweetGrass Farms, Ohio
“Your bank’s making money off you. Ambrook gives you 1% back and better software.”
Logan Dwyer, Havin Hills Rolling Acres, Wisconsin
“I don’t deposit anything through the bank at all. I just use Wallet."
Candace Barnard, WhiteBarn Hay & Cattle, Arizona
"Wallet puts the whole operation in one place. I don't have to go digging through statements."
Nicole Miller, SweetGrass Farms, Ohio
“Your bank’s making money off you. Ambrook gives you 1% back and better software.”
Logan Dwyer, Havin Hills Rolling Acres, Wisconsin
Try Ambrook for freeTry Ambrook for free
One platform for managing your operations and finances
Connected Accounts
Manage multi-enterprise operations with one platform. Separate P&Ls for your enterprises while keeping books clean and workflows shared.
US-Based Human Support
No more tickets or offshore call centers. Get top-notch support from our team of finance experts and industry pros.
Live training and onboarding
Need help setting up or switching from a different platform? We provide live onboarding and training to make sure you get set up right the first time.
Mobile Receipt Capture
Snap a photo or forward your receipts via email, and we’ll scan, itemize, and attach them to the right transactions, automatically.
One-Click Reports
Track the health of your operation with live reports (Balance Sheet, Enterprise‑level P&Ls, and more).
Approved by Accountants
Bookkeepers, accountants, and CPAs love working with Ambrook. Accurate cost tracking, enterprise P&L and built-in reporting keep client books clean.
Explore our free resources
Ambrook Education
Educational resources that help operators strengthen financial skills and build generational, independent businesses.
Hear from our customers
See why thousands of family-run operations trust Ambrook—and how they use it to run stronger, more resilient businesses.
Ambrook Funding
Our Funding Library and AI Grant Writer help you find, apply for, and track funding—so you can access the capital you need to grow.
Simplify your finances with AmbrookSimplify your finances with Ambrook
Frequently Asked Questions
Do I have to switch banks?
No. Wallet works alongside your existing bank. Keep your local bank for loans and savings, use Wallet for daily operations. Move money in or out anytime.
Is this a credit card?
No. Wallet is a cash account – you only spend what you have. The spending card is a debit-secured debit card with fraud protection but no borrowing. That's why there's no fees associated with its use.
How secure is my money?
Your funds are held with an FDIC-insured partner bank. Every transaction is encrypted and monitored. Cards can be frozen instantly from the app.
How fast can I access deposited funds?
Transfers before 11am CT arrive same day. After that, next business day, by end of day. No waiting around.
Can I give cards to my team?
Yes. Issue cards with daily, weekly, or monthly limits. Get instant notifications on every purchase. Employees upload receipts on the spot.
Try Ambrook today
30-day trial
Live training
US-based support