A Bank of North Dakota participation loan to purchase or refinance farmland, equipment, or livestock, or to restructure operating debt for North Dakota family farm operations.
Eligibility
North Dakota farmers and ranchers with a net worth of $1.5 million or less. Arranged through the borrower's local lender.
Terms
BND participation is up to $750,000 or 90% of the loan. Interest rate is approximately 1.00% below BND's base rate (variable).
Application Instructions
Apply through a local lender that partners with Bank of North Dakota; the lender submits the participation request to BND.
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Updated September 1, 2026
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