Supplemental Disaster Relief Program (SDRP)

The American Relief Act, 2025, provides more than $16 billion in disaster relief payments to producers who suffered revenue, quality or production losses to crops, trees, bushes, or vines due to qualifying disaster events in calendar years 2023 and 2024.

The Supplemental Disaster Relief Program (SDRP) will be administered in two stages. Producers can receive payments in both stages, if applicable, and for one or both years, depending on losses.

Stage 1: Application period for producers with indemnified losses. Stage 1 leverages existing Federal Crop Insurance or Noninsured Crop Disaster Assistance Program (NAP) data as the basis for calculating payments.

Stage 2: Application period for producers with non-indemnified (including shallow losses), uncovered (uninsured), and quality losses. Stage 2 covers eligible crop, tree, bush and vine losses.

• Citizen of the United States;

• Resident alien, which for purposes of SDRP means “lawful alien” as defined in 7 CFR part 1400;

• Partnership organized under State law consisting solely of citizens of the United States or resident aliens;

• Corporation, limited liability company, or other organizational structure organized under State law consisting solely of citizens of the United States or resident aliens; or

• Indian Tribe or Tribal organization, as defined in section 4(b) of the Indian Self-Determination and Education Assistance Act (25 U.S.C. 5304).

• To be eligible for SDRP, a producer must also be in compliance with the provisions of 7 CFR part 12, “Highly Erodible Land and Wetland Conservation,” and the provisions of 7 CFR 718.6, which address ineligibility for benefits for offenses involving controlled substances.

• (Stage 1) Crop, tree, and vine losses must be due to wildfires, hurricanes, floods, derechos, excessive heat, tornadoes, winter storms, freeze (including a polar vortex), smoke exposure, excessive moisture, qualifying drought, and related conditions occurring in calendar years 2023 and/or 2024.

• (Stage 1) Received an indemnity under a Federal Crop Insurance policy that provided coverage for a loss of crop production, revenue, or quality, or a loss of trees or vines, excluding policies for forage seeding, policies for crops with an intended use of grazing.

• (Stage 1) Received a NAP payment for a crop and unit, excluding payments for crops intended for grazing.

• (Stage 2) Crop, tree, bush and vine losses must be due to wildfires, hurricanes, floods, derechos, excessive heat, tornadoes, winter storms, freeze (including a polar vortex), smoke exposure, excessive moisture, qualifying drought, and related conditions occurring in calendar years 2023 and/or 2024.

• (Stage 2) Non-Indemnified (Including Shallow Losses): Insured losses through federal crop insurance that did not trigger a crop insurance indemnity.

• (Stage 2) Non-Indemnified (Including Shallow Losses): Losses with NAP coverage that did not trigger a NAP payment.

• (Stage 2) Uncovered (Uninsured) Losses: Includes losses that were not insured through federal crop insurance or NAP.

• (Stage 2) Quality Losses: Includes quality losses to commodities indicated by: a decrease in value based on discounts due to the physical condition of the crop supported by applicable grading factors; a decline in the nutritional value of forage crops supported by documented forage tests. Producers will certify to an SDRP quality loss percentage.

• Drought losses must have occurred in a county rated by the U.S. Drought Monitor as having a D2 (severe drought) for eight consecutive weeks, D3 (extreme drought) or greater intensity level during the applicable calendar year.

• FSA is establishing block grants with Connecticut, Hawaii, Maine, and Massachusetts that will cover crop losses; therefore, producers with losses on land physically located in these states will not be eligible for SDRP program payments.

• Livestock, timber, and crops for grazing are excluded from eligible crops.

Stage 1 payments are based on the SDRP adjusted NAP or Federal crop insurance coverage level the producer purchased for the crop. The net NAP or net Federal crop insurance payments (NAP or crop insurance indemnities minus administrative fees and premiums) will be subtracted from the SDRP calculated payment amount.

For stage 1, the total SDRP payment to indemnified producers will not exceed 90 percent of the loss. Initial SDRP payments were factored at 35%, but after further analysis, USDA is increasing the payment factor to 70%, meaning producers with approved applications will receive an additional 35% of their calculated SDRP payment. Future SDRP payments will also be made using a 70% payment factor.

Stage 2 payments will be determined using several payment calculations depending on whether the eligible loss was insured or not and depending on the type of crop insurance policy. The Stage 2 basic payment is calculated by multiplying the expected value by the SDRP payment factor, which is the adjusted NAP or federal crop insurance coverage level the producer purchased for the crop. The actual value is subtracted from the SDRP calculated payment amount. Administrative fees and premiums will only be included if the calculated SDRP payment is greater than zero. The SDRP factor for uninsured crops, trees, bushes, and vines will be 70 percent.

Like Stage 1, the total SDRP Stage 2 payment to producers will not exceed 90% of the loss.

For SDRP Stages 1 and 2, each calendar year has a separate payment limitation. Producers can receive payments through both Stage 1 and Stage 2 and payments under both stages will be combined when calculating payment limitations.

The payment limitations are determined by the person's or legal entity's average adjusted gross farm income. Specifically, a person or legal entity, other than a joint venture or general partnership, cannot receive, directly or indirectly, more than $125,000 for specialty and high value crops combined and $125,000 for other crops if their average adjusted gross farm income is less than 75 percent of their average adjusted gross income (AGI) for the applicable base period. If at least 75 percent of the person or legal entity's average AGI is average adjusted gross farm income and the participant provides the required certification and documentation, as discussed below, the person or legal entity, other than a joint venture or general partnership, is eligible to receive, directly or indirectly, up to $900,000 for specialty and high value crops combined and up to $250,000 for other crops for each program year.

All producers who receive SDRP payments (Stage 1 and Stage 2) are required to purchase federal crop insurance or NAP coverage for the next two available crop years at the 60% coverage level or higher. Producers who fail to purchase crop insurance for the next two available crop years will be required to pay back the SDRP payment, plus interest, to USDA.

SDRP will use approximately $16.09 billion of the authorized $30.78 billion in funding to assist producers who suffered losses of crops, trees, bushes, or vines due to qualifying disaster events.

Producers must complete and submit the respective applications:

• Stage 1: FSA-526, Supplemental Disaster Relief Program (SDRP) Stage 1 Application

• Stage 2: FSA-504, Supplemental Disaster Relief Program (SDRP) Stage 2 Application

Return your application to your FSA county office by one of the following methods:

• In-person

• Electronically using Box and One-span

• Email

• Fax

For Stage 2, producers can use the SDRP Stage Two Checklist to start preparing their application, which can be submitted to their local FSA office starting November 24, 2025. For SDRP Stage 2, FSA is not accepting manual applications as some of the information will be pre-filled by FSA. Producers should contact their FSA county office to schedule an appointment.

Use the instructions for completing your pre-filled application that was mailed to eligible producers. Producers may also electronically obtain pre-filled applications by contacting their FSA county office.

In addition to filing the application, producers must have the following forms on file with FSA:

• Form AD-2047, Customer Data Worksheet

• Form CCC-902, Farm Operating Plan for an individual or legal entity

• Form CCC-901, Member Information for Legal Entities (if applicable)

• Form FSA-510, Request for an Exception to the $125,000 Payment Limitation for Certain Programs (if applicable). This form must be on file for all applicable crop years to be eligible for the payment limitation exception.

• SF-3881, Direct Deposit

• Form FSA-578, Report of Acreage, if applicable

• AD-1026, Highly Erodible Land Conservation (HELC) and Wetland Conservation (WC) Certification

The SDRP deadline for both Stage 1 and Stage 2 has been extended to Sep. 30, 2026.

• Federal Register: Supplemental Disaster Relief Program (SDRP) Stage 1 (final rule)

• Federal Register: Agricultural Disaster Indemnity Programs (SDRP Stage 2, quality loss, deadlines)

• Fact Sheet: SDRP Stage 1

• Fact Sheet: SDRP Stage 2

• SDRP Stage 1 FAQs (RMA)

• SDRP Stage 2 FAQs

• SDRP Payments Dashboard

• SDRP Drought Eligible Counties – 2023 & 2024

• SDRP Deadline Extension News Release