Browse Ambrook’s collection of insurances for agricultural operations.

Applying for Coverage
Eligible producers must apply for coverage using form CCC-471, “Application for Coverage,” and pay the applicable service fee at the FSA office where their farm records are maintained. The application and service fee must be filed by the application closing date. 
Application closing dates vary by crop and are established by the FSA State Committee. Contact your local FSA office to verify application closing dates. Producers who apply for NAP coverage acknowledge that they have received the NAP Basic Provisions, available at FSA county offices and at fsa.usda.gov/nap.

NAP provides financial assistance to producers of noninsurable crops when low yields, loss of inventory, or prevented planting occur due to natural disasters.



Eligible Producers
An eligible producer is a landowner, tenant or sharecropper who shares in the risk of producing an eligible crop and is entitled to an ownership share of that crop. An individual’s or entity’s average adjusted gross income (AGI) cannot exceed $900,000 to be eligible for NAP payments. Also, NAP payments received, directly or indirectly, will be attributed to the applicable individual or entity and limited to $125,000 per crop year, per individual or entity for crops with basic (catastrophic) coverage. Any NAP payments received directly or indirectly for crops with additional (buy-up) coverage, will be attributed to the applicable individual or entity and limited to $300,000 per crop year, per individual or entity. (To learn more, visit fsa.usda.gov/limits.) 
Eligible Crops Eligible crops must be commercially produced agricultural commodities for which crop insurance is not available and be any of the following:
- Crops grown for food
- Crops planted and grown for livestock consumption, such as grain and forage crops, including native forage; Crops grown for fiber, such as cotton and flax (except trees)
- Crops grown in a controlled environment, such as mushrooms and floriculture
- Specialty crops, such as honey and maple sap
- Sea oats and sea grass
- Sweet sorghum and biomass sorghum
- Industrial crops, including crops used in manufacturing or grown as a feedstock for renewable biofuel, renewable electricity or biobased products
- Value loss crops, such as aquaculture, Christmas trees, ginseng, ornamental nursery and turf-grass sod
- Seed crops where the propagation stock is produced for sale as seed stock for other eligible NAP crop production

Eligible Causes of Loss
Eligible causes of loss include the following natural disasters:
- Damaging weather, such as drought, freeze, hail, excessive moisture, excessive wind or hurricanes
- Adverse natural occurrences, such as earthquake or flood
- Conditions related to damaging weather or adverse natural occurrences, such as excessive heat, plant disease, volcanic smog (VOG) or insect infestation.
The damaging weather or adverse natural occurrence must occur during the coverage period, before or during harvest, and must directly affect the eligible crop.

A price safety net or insurance on a product that might face situational changes.

Insurance

- Fact Sheet
- NAP Final Rule
- Access the NAP Buy-Up Estimated Premium Calculator (FSA) - Requires eAuth Access
- View the CCC-471 BP NAP (04-22-19), 2019 and Subsequent Years Basic Provisions
- View the CCC-471 BP NAP, 2020 and Subsequent Year Basic Provisions

Coronavirus

Fencing

Trade Relief

Trees

Wildfire

Drought

Flood

Hurricane

Tornado

Emergency

Historically Underserved

Disaster Relief

Weather

Alternative Energy

NAP provides basic coverage equivalent to the catastrophic level risk protection plan of insurance coverage, which is based on the amount of loss that exceeds 50 percent of expected production at 55 percent of the average market price for the crop. The 2018 Farm Bill re-authorizes higher levels of coverage ranging from 50 to 65 percent of production, in 5 percent increments, at 100 percent of the average market price. Additional (buy-up) coverage must be elected by a producer by the application closing date. Producers who elect additional coverage must pay a premium in addition to the service fee. Crops intended for grazing are not eligible for additional coverage.

All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at www.rma.usda.gov/Information-Tools/Agent-Locator-Page.

Risk Management Agency

Nursery Value Select (NVS) is a pilot program that allows nursery producers to select the dollar amount of coverage that best fits their risk management needs. NVS, which is an asset-based form of insurance, runs concurrently with the existing&#x2004;nursery program and covers similar causes of loss. NVS is another crop insurance option for nursery crop producers, including those growing hemp, in addition to the Nursery crop insurance program. This NVS pilot program is available in select counties in Alabama, Colorado, Florida, Michigan, New Jersey, Oregon, Tennessee, Texas, and Washington.

NVS was developed with input from nursery producers. The pilot program is based on the existing Nursery crop insurance program, with these changes:

- Simplification of the application and annual policy renewal process;

- Allowing nursery producers to select the dollar amount of coverage that best fits their risk management needs, and for buy-up policies; coverage tailored by an individual practice (container or field grown) or by choosing from any of 10 potential plant categories;

- A simplified loss adjustment process that uses a more accurate approach to determining plant values by placing greater reliance on the nursery producer’s actual sales receipts, along with increased producer participation in determining damaged plants’ ability to be marketed or rehabilitated;

- Elimination of a plant list based on third-party software and greater reliance on the producer’s inventory records, along with plant category naming conventions more familiar to the nursery industry;

- Tailored program dates that are better suited to the agronomic and industry nursery management practices in different regions across the country; and

- A new Occurrence Loss Option (OLO), moving the deductible from a unit level to a plant level for an additional premium (only available for buy-up policies).




Nursery Value Select (NVS) is a pilot program that allows nursery producers to select the dollar amount of coverage that best fits their risk management needs. NVS, which is an asset-based form of insurance, runs concurrently with the existing nursery program and covers similar causes of loss. NVS is another crop insurance option for nursery crop producers, including those growing hemp, in addition to the Nursery crop insurance program. This NVS pilot program is available in select counties in Alabama, Colorado, Florida, Michigan, New Jersey, Oregon, Tennessee, Texas, and Washington.
NVS was developed with input from nursery producers. The pilot program is based on the existing Nursery crop insurance program, with these changes:
- Simplification of the application and annual policy renewal process;
- Allowing nursery producers to select the dollar amount of coverage that best fits their risk management needs, and for buy-up policies; coverage tailored by an individual practice (container or field grown) or by choosing from any of 10 potential plant categories;
- A simplified loss adjustment process that uses a more accurate approach to determining plant values by placing greater reliance on the nursery producer’s actual sales receipts, along with increased producer participation in determining damaged plants’ ability to be marketed or rehabilitated;
- Elimination of a plant list based on third-party software and greater reliance on the producer’s inventory records, along with plant category naming conventions more familiar to the nursery industry;
- Tailored program dates that are better suited to the agronomic and industry nursery management practices in different regions across the country; and
- A new Occurrence Loss Option (OLO), moving the deductible from a unit level to a plant level for an additional premium (only available for buy-up policies).


NVS is available in select counties in Alabama, Colorado, Florida, Michigan, New Jersey, Oregon, Tennessee, Texas, and Washington.

Nursery Crops

Cactus

Christmas Trees

Floriculture

Nursery Trees

Turfgrass Sod

Cut Flowers

Cut Greenery

Fruit Trees

Nut Trees

- Nursery Value Select Press Release
- Nursery Value Select Fact Sheet
- Nursery Value Select Crop Provisions
- Nursery Value Select Pilot Crop Insurance Standards Handbook
- Nursery Value Select Pilot Loss Adjustment Standards Handbook
- Nursery Value Select Pilot Loss Adjustment Standards Handbook (Slipsheets Only)
- Nursery Value Select Frequently Asked Questions


The Nursery Value Select Program is an insurance program with detailed terms regarding coverage and loss. Review the Fact Sheet for full terms.

PRF policies can be bought from a crop insurance agent by the sales closing date shown for each county in the actuarial documents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at the Agent Locator.

RMA National Office

The Risk Management Agency’s (RMA) Pasture, Rangeland, Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on pasture, rangeland, or forage acres. The PRF program utilizes a rainfall index to determine precipitation for coverage purposes, and does not measure production or loss of products themselves. The Rainfall Index uses National Oceanic and Atmospheric Administration Climate Prediction Center (NOAA CPC) data, which utilizes a grid system to determine precipitation amounts within an area. Each grid is 0.25 degrees in&#x2004;latitude by 0.25 degrees in longitude, which translates to approximately 17 by 17 miles at the equator. Acres will be assigned to one or more grids based on the location to be insured.

The Pasture, Rangeland, and Forage insurance was designed to help protect a producer’s operation from the risks of forage loss due to the lack of precipitation. It is not designed to insure against ongoing or severe drought, as the coverage is based on precipitation expected during specific intervals only.



The Risk Management Agency’s (RMA) Pasture, Rangeland, Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on pasture, rangeland, or forage acres. The PRF program utilizes a rainfall index to determine precipitation for coverage purposes, and does not measure production or loss of products themselves. The Rainfall Index uses National Oceanic and Atmospheric Administration Climate Prediction Center (NOAA CPC) data, which utilizes a grid system to determine precipitation amounts within an area. Each grid is 0.25 degrees in latitude by 0.25 degrees in longitude, which translates to approximately 17 by 17 miles at the equator. Acres will be assigned to one or more grids based on the location to be insured.
The Pasture, Rangeland, and Forage insurance was designed to help protect a producer’s operation from the risks of forage loss due to the lack of precipitation. It is not designed to insure against ongoing or severe drought, as the coverage is based on precipitation expected during specific intervals only.

PRF is available in the 48 contiguous states with the exception of a few grids that cross international borders.
Check the Actuarial Documents to see the deadline for buying PRF policies in your county.

- PRF Decision Tools
- PRF Fact Sheet
- PRF Actuarial Documents
- Agent Locator

Coverage and Claims
Coverage is based on a producer’s selection of coverage level, index intervals, and productivity factor. The index interval represents a two-month period, and the period selected should be the one when precipitation is most important to a producer’s operation. Policyholders can select a coverage level from 70 to 90 percent. The rainfall index does not measure direct production or loss. The producer is insuring a rainfall index that is expected to estimate production.
Producers select a productivity factor to match the amount of protection to the value of the production that best represents the operation and the productive capacity of the producer’s acres. Producers do not have to insure all acres. However, producers cannot insure more than total number of insurable acres.
Insurance payments are determined by using NOAA CPC data for their grid(s) and index intervals that were chosen to insure. When the final grid index falls below the policyholder’s “trigger grid index”, the producer may receive an indemnity. This insurance coverage is for a single peril -- lack of precipitation. Coverage is based on the experience of the entire grid. It is not based on individual farms or ranches or specific weather stations in the general area.
Tools
Producers need to make several choices when insuring their grazing or hay production, including coverage level, index intervals, irrigated practice, productivity factor, and number of acres. Producers should work with their crop insurance agent to view the Grid ID Locator map and index grids for their area, and assign acreage to one or more grids based on the location and use of the acreage to be insured. RMA encourages the use of the Grid ID Locator, historical indices tool, and decision support tools available on RMA’s website to help decide whether PRF is the right insurance coverage for a producer’s operation.

Complete the Proof of Claim form below and contact Evan Boyd (evan.boyd@tn.gov) to submit it.

Evan Boyd

The Tennessee Grain Indemnity Fund was created by an act of the Tennessee General Assembly in 1989 to provide protection for grain producers against the financial failure of grain dealers and warehouses for the purpose of promoting "the state's welfare by improving the economic stability of agriculture."

Tennessee grain producers who suffer losses due to the failure of a grain dealer or warehouse are entitled to compensation from the fund.



The Tennessee Grain Indemnity Fund was created by an act of the Tennessee General Assembly in 1989 to provide protection for grain producers against the financial failure of grain dealers and warehouses for the purpose of promoting "the state's welfare by improving the economic stability of agriculture."
Tennessee grain producers who suffer losses due to the failure of a grain dealer or warehouse are entitled to compensation from the fund.

Row Crops

Alfalfa

Amaranth Grain

Barley

Buckwheat

Canola

Corn

Einkorn

Emmer

Grains

Guar

Indigo

Kenaf

Khorasan

Millet

Mustard

Oats

Oilseeds

Peanuts

Quinoa

Rapeseed

Rice

Safflower

Sorghum

Soybeans

Speltz

Sugar

Sugar Beets

Sunflowers

Teff

Triticale

Wheat

Malting Barley

Sweet Corn

Grain Corn

Crambe

Sesame

Sunflower Seeds

Industrial Rice

Japonica Rice

Long Grain Rice

Medium Grain Rice

Sweet Rice

Wild Rice

Raw Sugars

Refined Sugars

Sugarcane

Durum Wheat

Hard Red Spring Wheat

- Tennessee Commodity Dealer and Warehouse Law
- Commodity Dealer Rules
- Commodity Warehouse Rules

Any claimant who has incurred a financial loss due to a failure of a secured commodity dealer shall be entitled to be compensated for eighty-five percent (85%) of a valid claim, to a maximum of one hundred thousand dollars ($100,000), with moneys from the Tennessee grain indemnity fund subject to a maximum amount of three and one third (3 1/3) percent of the balance of the indemnity fund at the time of the failure.
Any claimant who has incurred a financial loss due to the failure of a warehouseman and who has surrendered a warehouse receipt for payment or holds a warehouse receipt and cannot receive value shall be compensated for one hundred percent (100%) of the claim subject to a maximum amount of three and one third (3 1/3) percent of the balance of the indemnity fund at the time of the failure.
Within ninety (90) days of the commissioner's approval of a valid claim, the department shall compensate from the Tennessee grain indemnity fund any claimant who has incurred a financial loss due to a failure of a commodity dealer or warehouseman. To the maximum extent that funds are or may be available for such purpose, the remaining balance of the claims shall be paid by the department from the assets and other security of the failed dealer.

- Farm Owner Application
- Farm Employee Application

Meg Darnell

The Farmer Fund was [established](https://www.thefarmerfund.org/about) as a safety net for local and organic farmers to overcome setbacks wrought by natural disasters or health crises. The fund is managed by [Georgia Organics](https://www.georgiaorganics.org/) to assist farmers that feed the state of Georgia primarily through farmers markets, Community Supported Agriculture (CSAs), and restaurant sales – a foundational element in the supply chain of healthy food to our local communities.



The Farmer Fund was established as a safety net for local and organic farmers to overcome setbacks wrought by natural disasters or health crises. The fund is managed by Georgia Organics to assist farmers that feed the state of Georgia primarily through farmers markets, Community Supported Agriculture (CSAs), and restaurant sales – a foundational element in the supply chain of healthy food to our local communities.

Georgia farmers facing a natural disaster or medical emergency and in need of emergency support.

Qualifying Natural Disaster Criteria: 
- Any weather-related event including hurricanes, tornados, storms, flooding, wind damage, freezes, excessive heat, etc, that results in significant damage to crops, equipment, or infrastructure. 
- Farm owners must be in business for 6 months before applying. 
- Farm owners must apply within 60 days of the weather event.  

Qualifying Natural Disaster Criteria
- Any medical emergency including physical injury, physical illness, mental illness, or death in the family that results in a sudden and unexpected loss of work and/or income for a farm employee or farm owner.
- Chronic injuries and illness are not covered by this fund. 
- Medical emergencies don’t have to take place at work to qualify.
- Farm owners must have been in business for 6 months before the medical emergency to apply. 
- Farm workers must have been employed for 6 months before the medical emergency to apply. 
- You must apply within 60 days of the medical crisis. 

Requirements:
- Be a Farmer Member of Georgia Organics (for more info on membership, click here)
- Be an established Georgia-based producer/grower (not a reseller).
- Farm using soil-based, sustainable production practices.
- Sell to the public through a farmers market, CSA, wholesale outlet, or restaurants that serve Georgia families.

A lump sum of money for a specific purpose that does not need to be paid back.

Grant

You can buy Whole-Farm Revenue Protection from a crop insurance agent by the sales closing date shown for each county in the actuarial documents at
webapp.rma.usda.gov/apps/actuarialinformationbrowser/. A list of crop insurance agents is available at all USDA service centers and on the RMA website at www.rma.usda.gov/en/Information-Tools/Agent-Locator-Page.

Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide. This insurance plan is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets.



Eligibility for WFRP coverage requires you to:
- Be eligible to receive Federal benefits;
- Be a U.S. citizen or resident;
- File either a Schedule F tax form or other farm tax form that can be converted to a Substitute Schedule F for a specified number of years;
- Have no more than $8.5 million in insured revenue, which is the farm revenue allowed to be insured under the policy multiplied by the coverage level you select (see table above)
    - Coverage of expected revenue from animals and animal products is limited to $2 million;
    - Coverage of expected revenue from greenhouse and nursery is limited to $2 million;
- Have no more than 50 percent of total revenue from commodities purchased for resale;
- Have ‘buy-up’ coverage levels on any Federal crop insurance plans you choose in addition to the WFRP insurance plan;
- Meet the diversification requirements of the policy by having two or more commodities if a commodity you are raising has revenue protection or actual revenue history insurance available; and
- Meet the diversification requirements of the policy by having two or more commodities if there are potatoes on the farm.


- 2023 Whole-Farm Revenue Protection Pilot Handbook (Reissued)
- Whole-Farm Revenue Protection
- RMA Announces Changes to Whole-Farm Revenue Protection Policy for 2020
- Aquaculture Fact Sheet (Oysters, Clams, WFRP)
- Frequently Asked Questions
- Producer Perspectives
- Introduction to WFRP Pilot PowerPoint

Marketing

WFRP is an insurance program with detailed terms regarding coverage and loss. Review the Fact Sheet for full terms.

To learn more about this program, contact your local USDA service center.

The Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs were authorized by the 2014 and 2018 Farm Bills.


If you received a post card from FSA about ARC/PLC enrollment, contact your tenant if you have one or contact your local FSA Office if you don't have a tenant.


**Agriculture Risk Coverage-County (ARC-CO)**: The ARC-CO program provides income support tied to historical base acres, not current&#x2004;production, of covered commodities. ARC-CO payments are issued when the actual county crop revenue of a covered commodity is less than the ARC-CO guarantee for the covered commodity.


**Price Loss Coverage (PLC)**: PLC program payments are issued when the effective price of a covered commodity is less than the respective reference price for that commodity. The effective price equals the higher of the market year average price (MYA) or the national average loan rate for the covered commodity.



The Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs were authorized by the 2014 and 2018 Farm Bills.

If you received a post card from FSA about ARC/PLC enrollment, contact your tenant if you have one or contact your local FSA Office if you don't have a tenant.

Agriculture Risk Coverage-County (ARC-CO): The ARC-CO program provides income support tied to historical base acres, not current production, of covered commodities. ARC-CO payments are issued when the actual county crop revenue of a covered commodity is less than the ARC-CO guarantee for the covered commodity.

Price Loss Coverage (PLC): PLC program payments are issued when the effective price of a covered commodity is less than the respective reference price for that commodity. The effective price equals the higher of the market year average price (MYA) or the national average loan rate for the covered commodity.

Flax

Cotton

Dry Peas

Lentils

Chickpeas

ELS Cotton

Upland Cotton

Pima Cotton

Fibers

Peas

Pulse Crops

Other Commodities

- Program Definitions
- ARC/PLC Fact Sheet
- Frequently Asked Questions
- Yield Update Calculator (2020 Crop Year) and CCC-867 Generator
- 2018 Farm Bill Decision Aid
- ARC/PLC Calculator

What has changed under the 2018 Farm Bill compared to the 2014 Farm Bill?
- The effective reference price replaces the reference price for calculating benchmark revenues under ARC and payment rates per unit under PLC.
- ARC-county yields are based on data from the Risk Management Agency rather than data from the National Agricultural Statistics Service.
- ARC-county yields are trend adjusted.
- Yield designation status under ARC county increases the number of counties from an “All” type designation to an irrigated/non-irrigated designation.
- Seed cotton was added as a covered commodity and generic base acres were eliminated beginning with the 2018 crop, the last year of the 2014 Farm Bill. Seed cotton continues to be included as a covered commodity under the 2018 Farm Bill.
- Producers may elect for ARC or PLC by covered commodity or ARC-IC for 2019 and 2020 and re-elect each year thereafter through 2023.
- One-time opportunity to update PLC program payment yields that take effect beginning with the 2020 crop year.
- The effective reference price, ARC-county benchmark yields, and ARC-county benchmark prices calculations are based on a one-year lag (i.e., For program year 2019, crop years 2013-2017 will be used to calculate the effective reference price, ARC-county benchmark yields, and ARC-county benchmark prices, and ARC-individual coverage).

The 2018 Farm Bill authorized the&#x2004;new Dairy Margin Coverage (DMC) program, which is a voluntary risk management program for dairy producers. DMC replaces the Margin Protection Program for Dairy (MPP-Dairy).


DMC continues to offer protection to dairy producers when the difference between the all milk price and the average feed price (the margin) falls below a certain dollar amount selected by the producer.


Decision Tool: The current version of the DMC decision tool has been enhanced and was developed in partnership with in cooperation with representatives from the University of Minnesota and University of Wisconsin to help producers determine the level of coverage under a variety of conditions that will provide them with the strongest financial safety net.


The weekly Dairy Margin Coverage (DMC) Enrollment, Production and Payment report will be updated every Monday at 2:00 PM Eastern.


The program provides:

- Catastrophic coverage, at no cost to the producer, other than an annual $100 administrative fee that is waived in some cases; and

- Various levels of buy-up coverage.



The 2018 Farm Bill authorized the new Dairy Margin Coverage (DMC) program, which is a voluntary risk management program for dairy producers. DMC replaces the Margin Protection Program for Dairy (MPP-Dairy).

DMC continues to offer protection to dairy producers when the difference between the all milk price and the average feed price (the margin) falls below a certain dollar amount selected by the producer.

Decision Tool: The current version of the DMC decision tool has been enhanced and was developed in partnership with in cooperation with representatives from the University of Minnesota and University of Wisconsin to help producers determine the level of coverage under a variety of conditions that will provide them with the strongest financial safety net.

The weekly Dairy Margin Coverage (DMC) Enrollment, Production and Payment report will be updated every Monday at 2:00 PM Eastern.

The program provides:
- Catastrophic coverage, at no cost to the producer, other than an annual $100 administrative fee that is waived in some cases; and
- Various levels of buy-up coverage.

To be eligible for DMC, a dairy operation must:
- Produce and commercially market milk from cows located in the United States; and
- Provide proof of milk production at the time of registration.

Dairy operations may consist of one or more dairy producers who are in the business of commercially producing and marketing milk as a single unit.

Dairy producers who are members of the dairy operation must share in the risk of producing milk and make contributions to the dairy operation that are at least commensurate with their share of the proceeds of the operation.

Dairy operations must be in compliance with highly erodible land and wetland conservation provisions. For more information, visit fsa.usda.gov/compliance. Adjusted gross income provisions do not apply to DMC.

Producers may have more than one dairy operation, but they must be separate and distinct in order to have a separate contract.

Dairy

Butter

Cheese

Milk

Yogurt

Cow Milk

Goat Milk

Certification

Distribution

Diversification

Events

Trade Show

Certified Organic

Producers will automatically receive the premium assistance on the premium billing statements for the 2023 reinsurance year, which covers applicable policies with sales closing dates from July 1, 2022, to June 30, 2023. 

If you have any questions, contact your crop insurance agent or local FSA office.

Are you a producer transitioning to organic or maybe you already grow a certified organic grain or feed crop? Are those crops covered&#x2004;with Federal crop insurance? If the answer is yes, you can now get premium assistance from the USDA for the 2023 reinsurance year through the Transitional and Organic Grower Assistance (TOGA) Program. It’s offered by the USDA’s Risk Management Agency, and it can reduce your overall crop insurance premium bills, and help you continue to use an organic agricultural system.

TOGA is available nationwide and is part of [USDA’s Organic Transition Initiative](https://www.farmers.gov/organic-transition-initiative), a group of programs that build more and better markets for American growers and consumers, improve the resilience of the food supply chain, and address the economic challenges from the COVID-19 pandemic.

You will automatically receive the premium assistance on your billing statements for the 2023 reinsurance year, which covers applicable policies with **sales closing dates from July 1, 2022, to June 30, 2023**.

Since there is no enrollment paperwork, the premium assistance will automatically apply to those eligible insurance policies with July or August sales closing dates that have passed.



Are you a producer transitioning to organic or maybe you already grow a certified organic grain or feed crop? Are those crops covered with Federal crop insurance? If the answer is yes, you can now get premium assistance from the USDA for the 2023 reinsurance year through the Transitional and Organic Grower Assistance (TOGA) Program. It’s offered by the USDA’s Risk Management Agency, and it can reduce your overall crop insurance premium bills, and help you continue to use an organic agricultural system.
TOGA is available nationwide and is part of USDA’s Organic Transition Initiative, a group of programs that build more and better markets for American growers and consumers, improve the resilience of the food supply chain, and address the economic challenges from the COVID-19 pandemic.
You will automatically receive the premium assistance on your billing statements for the 2023 reinsurance year, which covers applicable policies with sales closing dates from July 1, 2022, to June 30, 2023.
Since there is no enrollment paperwork, the premium assistance will automatically apply to those eligible insurance policies with July or August sales closing dates that have passed.

Eligible organic grain and feed crops are alfalfa seed, barley, buckwheat, canola, corn, cultivated wild rice, dry beans, dry peas, flax, forage production, forage seeding, fresh market sweet corn, grain sorghum, hybrid corn seed, hybrid popcorn seed, hybrid sorghum seed, hybrid sweet corn seed, millet, oats, crops insured under the Pasture, Rangeland, and Forage policy, peanuts, popcorn, rice, rye, safflower, sesame, silage sorghum, soybeans, sunflowers, sweet corn, triticale, and wheat.

A reduction or waiving of fees for meeting a certain criteria.

Discount

- August 22, 2022 News Release: USDA Offers Greater Protection and Flexibility With RMA’s Transitional and Organic Grower Assistance
- Transitional and Organic Grower Assistance Notice of Funding Availability
- Transitional and Organic Grower Assistance Fact Sheet
- Transitional and Organic Grower Assistance Program FAQs
- USDA’s Organic Transition Initiative
- RMA Organic Crops Page

Conservation

Research

Compliance

If a producer purchases an underlying policy and an additional endorsement, RMA’s TOGA premium subsidy only applies to the underlying policy. Therefore, RMA’s TOGA subsidy will not apply on premium owed on:
- Enhanced Coverage Option (ECO);
- Supplemental Coverage Option (SCO);
- Hurricane Insurance Protection - Wind Index (HIP-WI); or
- Post-Application Coverage Endorsement (PACE). 
- For Margin Protection (MP) and Stacked Income Protection (STAX), the subsidy will apply if purchased as a stand-alone policy, but not if purchased as an endorsement to other underlying coverage.

List of Agricultural Insurances