Nursery Value Select Coverage

Nursery Value Select (NVS) is a pilot program that allows nursery producers to select the dollar amount of coverage that best fits their risk management needs. NVS, which is an asset-based form of insurance, covers damage due, but not limited, to the following: adverse weather conditions; fire, provided weeds and undergrowth near the insured plants or the buildings in which the insured plants are grown are controlled by chemical or mechanical means; and wildlife (refer to the Crop Provisions for a complete list). NVS is available in all states and counties.

Beginning with the 2026 crop year, NVS will replace the Nursery Field Grown and Container (FG&C) crop insurance program. Nursery FG&C will no longer be available for producers to purchase after the 2025 crop year. Producers should contact a local crop insurance agent to learn more about NVS and how they can apply for coverage for the 2026 crop year.

NVS is an inventory-based nursery crop insurance program with the following benefits:

• Simple application and annual policy renewal process;

• Allowing nursery producers to select the dollar amount of coverage that best fits their risk management needs;

• Coverage tailored by individual practice (container or field grown); and for additional levels of coverage, coverage tailored by any of 10 potential plant categories;

• Simple loss adjustment process that determines plant values by placing greater reliance upon actual sales receipts;

• Reliance on producer's inventory records;

• Plant category naming conventions familiar to the nursery industry;

• Tailored program dates, including two sales closing dates of May 1 (Gulf Coast, East Coast, and West Virginia) or September 1 (all other states);

• An Occurrence Loss Option (OLO) moving the deductible from a unit level to a plant level for an additional premium (only available for buy-up policies); and

• A new Peak Endorsement Pilot, which allows producers to increase coverage during a designated peak period when the inventory value may be higher than the selected value.

NVS is available in all states and counties.

The Nursery Value Select Program is an insurance program with detailed terms regarding coverage and loss. Review the Fact Sheet for full terms.

All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at www.rma.usda.gov/Information-Tools/Agent-Locator-Page.

• Nursery Value Select Press Release

• Nursery Value Select Fact Sheet

• Nursery Value Select Crop Provisions

• Nursery Value Select Pilot Crop Insurance Standards Handbook

• Nursery Value Select Pilot Loss Adjustment Standards Handbook

• Nursery Value Select Pilot Loss Adjustment Standards Handbook (Slipsheets Only)

• Nursery Value Select Frequently Asked Questions