Browse Ambrook’s collection of funding programs by Risk Management Agency (RMA)

All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at www.rma.usda.gov/Information-Tools/Agent-Locator-Page.

Risk Management Agency

Nursery Value Select (NVS) is a pilot program that allows nursery producers to select the dollar amount of coverage that best fits their risk management needs. NVS, which is an asset-based form of insurance, runs concurrently with the existing&#x2004;nursery program and covers similar causes of loss. NVS is another crop insurance option for nursery crop producers, including those growing hemp, in addition to the Nursery crop insurance program. This NVS pilot program is available in select counties in Alabama, Colorado, Florida, Michigan, New Jersey, Oregon, Tennessee, Texas, and Washington.

NVS was developed with input from nursery producers. The pilot program is based on the existing Nursery crop insurance program, with these changes:

- Simplification of the application and annual policy renewal process;

- Allowing nursery producers to select the dollar amount of coverage that best fits their risk management needs, and for buy-up policies; coverage tailored by an individual practice (container or field grown) or by choosing from any of 10 potential plant categories;

- A simplified loss adjustment process that uses a more accurate approach to determining plant values by placing greater reliance on the nursery producer’s actual sales receipts, along with increased producer participation in determining damaged plants’ ability to be marketed or rehabilitated;

- Elimination of a plant list based on third-party software and greater reliance on the producer’s inventory records, along with plant category naming conventions more familiar to the nursery industry;

- Tailored program dates that are better suited to the agronomic and industry nursery management practices in different regions across the country; and

- A new Occurrence Loss Option (OLO), moving the deductible from a unit level to a plant level for an additional premium (only available for buy-up policies).




Nursery Value Select (NVS) is a pilot program that allows nursery producers to select the dollar amount of coverage that best fits their risk management needs. NVS, which is an asset-based form of insurance, runs concurrently with the existing nursery program and covers similar causes of loss. NVS is another crop insurance option for nursery crop producers, including those growing hemp, in addition to the Nursery crop insurance program. This NVS pilot program is available in select counties in Alabama, Colorado, Florida, Michigan, New Jersey, Oregon, Tennessee, Texas, and Washington.
NVS was developed with input from nursery producers. The pilot program is based on the existing Nursery crop insurance program, with these changes:
- Simplification of the application and annual policy renewal process;
- Allowing nursery producers to select the dollar amount of coverage that best fits their risk management needs, and for buy-up policies; coverage tailored by an individual practice (container or field grown) or by choosing from any of 10 potential plant categories;
- A simplified loss adjustment process that uses a more accurate approach to determining plant values by placing greater reliance on the nursery producer’s actual sales receipts, along with increased producer participation in determining damaged plants’ ability to be marketed or rehabilitated;
- Elimination of a plant list based on third-party software and greater reliance on the producer’s inventory records, along with plant category naming conventions more familiar to the nursery industry;
- Tailored program dates that are better suited to the agronomic and industry nursery management practices in different regions across the country; and
- A new Occurrence Loss Option (OLO), moving the deductible from a unit level to a plant level for an additional premium (only available for buy-up policies).


NVS is available in select counties in Alabama, Colorado, Florida, Michigan, New Jersey, Oregon, Tennessee, Texas, and Washington.

A price safety net or insurance on a product that might face situational changes.

Insurance

Nursery Crops

Cactus

Christmas Trees

Floriculture

Nursery Trees

Turfgrass Sod

Cut Flowers

Cut Greenery

Fruit Trees

Nut Trees

- Nursery Value Select Press Release
- Nursery Value Select Fact Sheet
- Nursery Value Select Crop Provisions
- Nursery Value Select Pilot Crop Insurance Standards Handbook
- Nursery Value Select Pilot Loss Adjustment Standards Handbook
- Nursery Value Select Pilot Loss Adjustment Standards Handbook (Slipsheets Only)
- Nursery Value Select Frequently Asked Questions


The Nursery Value Select Program is an insurance program with detailed terms regarding coverage and loss. Review the Fact Sheet for full terms.

PRF policies can be bought from a crop insurance agent by the sales closing date shown for each county in the actuarial documents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at the Agent Locator.

RMA National Office

The Risk Management Agency’s (RMA) Pasture, Rangeland, Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on pasture, rangeland, or forage acres. The PRF program utilizes a rainfall index to determine precipitation for coverage purposes, and does not measure production or loss of products themselves. The Rainfall Index uses National Oceanic and Atmospheric Administration Climate Prediction Center (NOAA CPC) data, which utilizes a grid system to determine precipitation amounts within an area. Each grid is 0.25 degrees in&#x2004;latitude by 0.25 degrees in longitude, which translates to approximately 17 by 17 miles at the equator. Acres will be assigned to one or more grids based on the location to be insured.

The Pasture, Rangeland, and Forage insurance was designed to help protect a producer’s operation from the risks of forage loss due to the lack of precipitation. It is not designed to insure against ongoing or severe drought, as the coverage is based on precipitation expected during specific intervals only.



The Risk Management Agency’s (RMA) Pasture, Rangeland, Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on pasture, rangeland, or forage acres. The PRF program utilizes a rainfall index to determine precipitation for coverage purposes, and does not measure production or loss of products themselves. The Rainfall Index uses National Oceanic and Atmospheric Administration Climate Prediction Center (NOAA CPC) data, which utilizes a grid system to determine precipitation amounts within an area. Each grid is 0.25 degrees in latitude by 0.25 degrees in longitude, which translates to approximately 17 by 17 miles at the equator. Acres will be assigned to one or more grids based on the location to be insured.
The Pasture, Rangeland, and Forage insurance was designed to help protect a producer’s operation from the risks of forage loss due to the lack of precipitation. It is not designed to insure against ongoing or severe drought, as the coverage is based on precipitation expected during specific intervals only.

PRF is available in the 48 contiguous states with the exception of a few grids that cross international borders.
Check the Actuarial Documents to see the deadline for buying PRF policies in your county.

- PRF Decision Tools
- PRF Fact Sheet
- PRF Actuarial Documents
- Agent Locator

Weather

Disaster Relief

Emergency

Coverage and Claims
Coverage is based on a producer’s selection of coverage level, index intervals, and productivity factor. The index interval represents a two-month period, and the period selected should be the one when precipitation is most important to a producer’s operation. Policyholders can select a coverage level from 70 to 90 percent. The rainfall index does not measure direct production or loss. The producer is insuring a rainfall index that is expected to estimate production.
Producers select a productivity factor to match the amount of protection to the value of the production that best represents the operation and the productive capacity of the producer’s acres. Producers do not have to insure all acres. However, producers cannot insure more than total number of insurable acres.
Insurance payments are determined by using NOAA CPC data for their grid(s) and index intervals that were chosen to insure. When the final grid index falls below the policyholder’s “trigger grid index”, the producer may receive an indemnity. This insurance coverage is for a single peril -- lack of precipitation. Coverage is based on the experience of the entire grid. It is not based on individual farms or ranches or specific weather stations in the general area.
Tools
Producers need to make several choices when insuring their grazing or hay production, including coverage level, index intervals, irrigated practice, productivity factor, and number of acres. Producers should work with their crop insurance agent to view the Grid ID Locator map and index grids for their area, and assign acreage to one or more grids based on the location and use of the acreage to be insured. RMA encourages the use of the Grid ID Locator, historical indices tool, and decision support tools available on RMA’s website to help decide whether PRF is the right insurance coverage for a producer’s operation.

You can buy Whole-Farm Revenue Protection from a crop insurance agent by the sales closing date shown for each county in the actuarial documents at
webapp.rma.usda.gov/apps/actuarialinformationbrowser/. A list of crop insurance agents is available at all USDA service centers and on the RMA website at www.rma.usda.gov/en/Information-Tools/Agent-Locator-Page.

Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide. This insurance plan is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets.



Eligibility for WFRP coverage requires you to:
- Be eligible to receive Federal benefits;
- Be a U.S. citizen or resident;
- File either a Schedule F tax form or other farm tax form that can be converted to a Substitute Schedule F for a specified number of years;
- Have no more than $8.5 million in insured revenue, which is the farm revenue allowed to be insured under the policy multiplied by the coverage level you select (see table above)
    - Coverage of expected revenue from animals and animal products is limited to $2 million;
    - Coverage of expected revenue from greenhouse and nursery is limited to $2 million;
- Have no more than 50 percent of total revenue from commodities purchased for resale;
- Have ‘buy-up’ coverage levels on any Federal crop insurance plans you choose in addition to the WFRP insurance plan;
- Meet the diversification requirements of the policy by having two or more commodities if a commodity you are raising has revenue protection or actual revenue history insurance available; and
- Meet the diversification requirements of the policy by having two or more commodities if there are potatoes on the farm.


- 2023 Whole-Farm Revenue Protection Pilot Handbook (Reissued)
- Whole-Farm Revenue Protection
- RMA Announces Changes to Whole-Farm Revenue Protection Policy for 2020
- Aquaculture Fact Sheet (Oysters, Clams, WFRP)
- Frequently Asked Questions
- Producer Perspectives
- Introduction to WFRP Pilot PowerPoint

Marketing

WFRP is an insurance program with detailed terms regarding coverage and loss. Review the Fact Sheet for full terms.

Producers will automatically receive the premium assistance on the premium billing statements for the 2023 reinsurance year, which covers applicable policies with sales closing dates from July 1, 2022, to June 30, 2023. 

If you have any questions, contact your crop insurance agent or local FSA office.

Are you a producer transitioning to organic or maybe you already grow a certified organic grain or feed crop? Are those crops covered&#x2004;with Federal crop insurance? If the answer is yes, you can now get premium assistance from the USDA for the 2023 reinsurance year through the Transitional and Organic Grower Assistance (TOGA) Program. It’s offered by the USDA’s Risk Management Agency, and it can reduce your overall crop insurance premium bills, and help you continue to use an organic agricultural system.

TOGA is available nationwide and is part of [USDA’s Organic Transition Initiative](https://www.farmers.gov/organic-transition-initiative), a group of programs that build more and better markets for American growers and consumers, improve the resilience of the food supply chain, and address the economic challenges from the COVID-19 pandemic.

You will automatically receive the premium assistance on your billing statements for the 2023 reinsurance year, which covers applicable policies with **sales closing dates from July 1, 2022, to June 30, 2023**.

Since there is no enrollment paperwork, the premium assistance will automatically apply to those eligible insurance policies with July or August sales closing dates that have passed.



Are you a producer transitioning to organic or maybe you already grow a certified organic grain or feed crop? Are those crops covered with Federal crop insurance? If the answer is yes, you can now get premium assistance from the USDA for the 2023 reinsurance year through the Transitional and Organic Grower Assistance (TOGA) Program. It’s offered by the USDA’s Risk Management Agency, and it can reduce your overall crop insurance premium bills, and help you continue to use an organic agricultural system.
TOGA is available nationwide and is part of USDA’s Organic Transition Initiative, a group of programs that build more and better markets for American growers and consumers, improve the resilience of the food supply chain, and address the economic challenges from the COVID-19 pandemic.
You will automatically receive the premium assistance on your billing statements for the 2023 reinsurance year, which covers applicable policies with sales closing dates from July 1, 2022, to June 30, 2023.
Since there is no enrollment paperwork, the premium assistance will automatically apply to those eligible insurance policies with July or August sales closing dates that have passed.

Eligible organic grain and feed crops are alfalfa seed, barley, buckwheat, canola, corn, cultivated wild rice, dry beans, dry peas, flax, forage production, forage seeding, fresh market sweet corn, grain sorghum, hybrid corn seed, hybrid popcorn seed, hybrid sorghum seed, hybrid sweet corn seed, millet, oats, crops insured under the Pasture, Rangeland, and Forage policy, peanuts, popcorn, rice, rye, safflower, sesame, silage sorghum, soybeans, sunflowers, sweet corn, triticale, and wheat.

A reduction or waiving of fees for meeting a certain criteria.

Discount

- August 22, 2022 News Release: USDA Offers Greater Protection and Flexibility With RMA’s Transitional and Organic Grower Assistance
- Transitional and Organic Grower Assistance Notice of Funding Availability
- Transitional and Organic Grower Assistance Fact Sheet
- Transitional and Organic Grower Assistance Program FAQs
- USDA’s Organic Transition Initiative
- RMA Organic Crops Page

Certification

Conservation

Research

Compliance

If a producer purchases an underlying policy and an additional endorsement, RMA’s TOGA premium subsidy only applies to the underlying policy. Therefore, RMA’s TOGA subsidy will not apply on premium owed on:
- Enhanced Coverage Option (ECO);
- Supplemental Coverage Option (SCO);
- Hurricane Insurance Protection - Wind Index (HIP-WI); or
- Post-Application Coverage Endorsement (PACE). 
- For Margin Protection (MP) and Stacked Income Protection (STAX), the subsidy will apply if purchased as a stand-alone policy, but not if purchased as an endorsement to other underlying coverage.

List of Risk Management Agency (RMA) Funding Opportunities