Browse Ambrook’s collection of funding programs by Washington State Housing Finance Commission (WSHFC)

Applications are reviewed by a FarmPAI Advisory Committee. Apply at https://www.wshfc.org/beyond-housing/farmers-farmland/apply-farmpai-funding.

Washington State Housing Finance Commission — Main Office

Dan Schilling

Farm PAI program contact

A revolving loan program launched by the Washington State Housing Finance Commission around 2024. Direct applicants are land trusts, which borrow to quickly purchase farmland at risk of development, hold it, and then sell it to beginning and historically underserved farmers — benefiting producers indirectly.



Applicants are land trusts: nationally accredited land trusts or members of the Washington Association of Land Trusts.

A payment that must be returned to the provider following specified terms of repayment and interest rate.

Loan

Beginning Farmers

Socially Disadvantaged

Veterans

Español

Native Americans

People Of Color

Women

Historically Underserved

A revolving loan used by land trusts to acquire and hold at-risk farmland, then resell it to beginning and historically underserved farmers.

Submit an application for a business loan through  Northwest Farm Credit Services. Their loan officers will help you access this program and other resources.

If you have questions concerning initial eligibility for the Beginning Farmer/Rancher Loan Program, please contact:
Dan Schilling

Senior Development Analyst, Multifamily Housing & Community Facilities Division

The Washington State Housing Finance Commission, in partnership with Northwest Farm Credit Services, provides low-interest loans to help new farmers get started with land, equipment, buildings, and even animals.


Things that can be financed include:

- Agricultural land (no homes)

- Buildings—new or existing

- Agricultural improvements

- Machinery and equipment

- Animal stock



The Washington State Housing Finance Commission, in partnership with Northwest Farm Credit Services, provides low-interest loans to help new farmers get started with land, equipment, buildings, and even animals.

Things that can be financed include:
- Agricultural land (no homes)
- Buildings—new or existing
- Agricultural improvements
- Machinery and equipment
- Animal stock

If you have never owned and operated a farm or ranch before, or if you have owned/operated one that was less than 30% of the county’s median farm size, you may be eligible. See the Median Farm Size Chart.

The beginning farmer and rancher(s) and/or their children must directly manage and perform the labor for the farming operation. Off-farm income is permitted. The agricultural land, agricultural improvements and depreciable farm property acquired with proceeds of the bond must be used for farming purposes during the term of the bond.

HVAC

Lighting

Repairs

Infrastructure

Equipment

Loans from this program are limited to $534,600. (Other limits: up to $250,000 for depreciable farm property and up to $62,500 for used equipment/ personal property.) However, WSHFC financing can be combined with loans, grants or other funds for projects larger than $534,600.

If you have questions about loan terms and qualifications, please see the Northwest Farm Credit Services website.

List of Washington State Housing Finance Commission (WSHFC) Funding Opportunities