Browse Ambrook’s collection of grants, loans, discounts, cost shares, easements, and insurance for community gardens.

Fill out an interest form on this page to begin the loan process. 

Community Vision will contact the application and guide the process from there.

As a leading mission-driven lender, Community Vision provides creative capital solutions of all sizes to support community-based organizations and small businesses with the resources they need to strengthen, stabilize, and thrive.

Community Vision fills the gap for communities with low financial wealth who have been systemically limited in their access to the vital resources they need to obtain financial freedom. As partners, Community Vision works alongside its clients to foster revitalized, equitable, and vibrant communities.



As a leading mission-driven lender, Community Vision provides creative capital solutions of all sizes to support community-based organizations and small businesses with the resources they need to strengthen, stabilize, and thrive.
Community Vision fills the gap for communities with low financial wealth who have been systemically limited in their access to the vital resources they need to obtain financial freedom. As partners, Community Vision works alongside its clients to foster revitalized, equitable, and vibrant communities.

All applicants must
- Be located within Northern or Central California.
- Demonstrate evidence of ability to meet the terms of the proposed loan.
- Demonstrate deep community roots and focus on amplifying visions for their own communities.

A payment that must be returned to the provider following specified terms of repayment and interest rate.

Loan

Español

Native Americans

People Of Color

Women

Farmers Market

Local Food

Historically Underserved

Food Systems

Term: 
- Up to 10 years
Lines of Credit:
- 12 months (renewable)
Loan-to-Value: 
- Up to 90%
Interest Rate:
- Real Estate: 5.75%-6.25%
- Working Capital: 6.25%-6.75%
- Possibly lower for very high impact projects.
Loan Fees: 
- 1.5%-2% including application, commitment, and closing.
Collateral: 
- Real estate preferred but will consider other types of collateral. Subordination to conventional lenders considered.

Farms submit a Letter of Intent for the initial round via the online application portal. Projects that are chosen as finalists by the grant review committee are invited to complete a second, more-detailed application.

Founded in 2012, The FruitGuys Community&#x2004;Fund (TFGCF) is a 501c3 under fiscal sponsorship of [Community Initiatives](https://communityin.org/). TFGCF grew out of The Farm Steward Program at [The FruitGuys](https://fruitguys.com/), a family-run office fruit & snack delivery service and Certified B Corp. Founded in 1998 in San Francisco, CA, The FruitGuys sources locally-grown produce from farms near 17 regional hubs and works with 200+ US farms. Founder and CEO, Chris Mittelstaedt, was struck by farmers’ personal stories and how a small project can impact a farm’s livelihood. These stories informed the program’s creation and continue to influence the evolution of our grant program.



Founded in 2012, The FruitGuys Community Fund (TFGCF) is a 501c3 under fiscal sponsorship of Community Initiatives. TFGCF grew out of The Farm Steward Program at The FruitGuys, a family-run office fruit & snack delivery service and Certified B Corp. Founded in 1998 in San Francisco, CA, The FruitGuys sources locally-grown produce from farms near 17 regional hubs and works with 200+ US farms. Founder and CEO, Chris Mittelstaedt, was struck by farmers’ personal stories and how a small project can impact a farm’s livelihood. These stories informed the program’s creation and continue to influence the evolution of our grant program.

1. Only U.S. farms are eligible.
2. Applicant is an owner/operator of the farm or has long-term, legal access to the land. If farming on leased land, a letter of support from the landowner specifying length of the lease agreement must be provided with the grant application.
3. Agricultural nonprofits are also encouraged to apply.
4. The applicant farm must be an established working farm with at least 1 year of experience that is looking to improve operations.
5. Farms are welcome to re-apply for the same project or a different one if they have not been funded in an earlier grant cycle.
6. Farm is small to medium-sized as determined by acreage in agricultural production. Farms with more than 300 acres in agricultural production are ineligible to apply.

List of Agricultural Funding for Community Gardens