KADF money for licensed Kentucky veterinarians who serve large and food animals. It pays for building, expanding or renovating a practice, buying into a practice, equipment and mobile-vet vehicles, and practice-efficiency consulting, with a $100,000 lifetime cap. County agricultural development council funds must be committed first. The state then matches up to 5:1 as a forgivable loan.
Eligibility
-
'Applicants must be licensed, practicing veterinarians that service large and/or food animals in Kentucky.'
-
One individual per household and/or practice, unless funds are used to buy into a practice.
-
'Applicants must receive support (funds) from the county agricultural development council to be eligible for state funds.'
-
Excluded: operating or refinancing loans, equipment used only for small animals, pharmaceuticals and animal health products.
Details
Organization
Financial Instrument
Loan
Maximum Award Amount
$100,000
Terms
Up to 75% cost-reimbursement. KADF (state and county) cannot exceed 75% of project cost. $100,000 lifetime limit. State funds are a forgivable loan over five years (three years with vehicles). Only expenditures after the application is received count.
Published amounts: 'Applicants will be limited to 75% cost-reimbursement for the eligible expenditures not to exceed more than $100,000 in state and county funds as a lifetime limit.' County support is required, with up to a 5:1 state/county match, and 'state funds offered as a forgivable loan over five years' (three years when motorized vehicles are included; vehicles capped at $60,000).
Application Instructions
Submit the 2026 KADF Project Application to KOAP by the last Friday of the month, as the original (unbound) or digitally through a KADF Project Manager, together with the county council funding request.
Deadline text on the page: 'Applications received in the Kentucky Office of Agricultural Policy (KOAP) by close of business on the last Friday of the month will be referred to the board’s application review committee at the following month’s KADB meeting.' Reauthorized for 2026.
Related Programs

Direct Farm Operating Loan
Farm Service Agency
- LoanGeneralEquipmentAnimal PurchaseDiversificationMarketingProcessingFeedSeedFertilizerCash RentHousingConstructionInfrastructureRepairsPest ManagementStorageLegal & FinanceWater ManagementWaterway ProtectionWater QualityConservationTrainingImmigrantsCSARefinancingReduced TillageNationalAny

Farm Storage Facility Loan Program (FSFL)
Farm Service Agency
- LoanInfrastructureEquipmentStorageLightingDelivery VehicleNationalOilseedsPeanutsPulse CropsHayHoneyBiomassFruitsVegetablesFloricultureHopsMaple SapMilkCheeseYogurtButterEggsRyeAquaculturePoultryLivestockGrains

ACRE3 Agricultural Energy Efficiency
Colorado Department of Agriculture
- GrantCost ShareLoanAlternative EnergyConservationIrrigationStorageGreenhouseCOAny

ACRE3 Irrigation Hydropower Programs
Colorado Department of Agriculture
- GrantCost ShareLoanHydro PowerAlternative EnergyIrrigationConservationWater ManagementEquipmentCOAny
Updated September 25, 2026
Image Credit: Oregon State University
This information was gathered from public sources. Ambrook is not responsible for or able to affect the results of any financial programs listed, nor are they responsible for any incorrect information that is listed or is on the hyperlinked external sites. All information is subject to change.
Explore hundreds more programs on Ambrook.
