A Bank of North Dakota loan-guarantee program that guarantees a portion of a farm real estate purchase or debt-restructuring loan, reducing the local lender's risk.
Eligibility
North Dakota farmers purchasing farm real estate or restructuring farm real estate debt, financed through a local lender.
Terms
Guarantees 75% of principal, capped at $400,000 per borrower. Guarantee fee of 0.50% per year or 1.50% one-time. Maximum five-year term.
Application Instructions
The local lender applies to Bank of North Dakota for the guarantee on the farmer's loan.
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Updated September 1, 2026
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