Community and Business Solar Loans

Construction loans (primary focus), loans to enable investment-tax-credit safe harboring, and working capital for qualified solar businesses, for community or business solar arrays up to 10 MW. The solar index page frames the product for 'a residential rooftop, a rural farm or commercial operation.' Projects must be in Nebraska, with limited ability to consider well-qualified projects elsewhere; loans can be structured as participations with an existing construction lender.

Construction loans for community or business solar arrays up to 10MW in size. Funded projects must conform to Build America, Buy America (BABA) and Davis-Bacon and Related Acts (DBRA) requirements when applicable; loans less than $250,000 are generally exempt from both. For projects located in Nebraska, with limited ability to consider well-qualified projects elsewhere.

Rates 4%–7% by risk/complexity/size; 1% closing fee (waivers possible); term = construction period, in select cases conversion to mini-perm or permanent financing; collateral may be equipment/assets purchased, business assets, corporate or personal guarantees; participation with an existing construction lender preferred for larger loans.

Published amounts: Loans from $100,000 to $3,000,000 with exceptions for well-qualified projects. Rates of 4% to 7% with rate determination based on risk, complexity and loan size. Loan closing fee of 1%.

'For more information, contact Daniel Padilla, danielp@cfra.org, 402.380.3681.' Required documents (partial): evidence of other construction financing and permanent financing, project pro forma, sources and uses, business/project plan, business and personal tax returns/financial statements for guarantors. Borrower sign-in via cfra.myloanpanel.com.

Deadline text on the page: No deadline; 'The Center for Rural Affairs is seeking to make an initial $10 million in loans to support solar projects up to 10 MW in size.' Blog announcing the product dated 07.23.2026.