About
As a leading mission-driven lender, Community Vision provides creative capital solutions of all sizes to support community-based organizations and small businesses with the resources they need to strengthen, stabilize, and thrive.
Community Vision fills the gap for communities with low financial wealth who have been systemically limited in their access to the vital resources they need to obtain financial freedom. As partners, Community Vision works alongside its clients to foster revitalized, equitable, and vibrant communities.
Eligibility
All applicants must
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Be located within Northern or Central California.
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Demonstrate evidence of ability to meet the terms of the proposed loan.
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Demonstrate deep community roots and focus on amplifying visions for their own communities.
Terms
Term:
- Up to 10 years
Lines of Credit:
- 12 months (renewable)
Loan-to-Value:
- Up to 90%
Interest Rate:
-
Real Estate: 5.75%-6.25%
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Working Capital: 6.25%-6.75%
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Possibly lower for very high impact projects.
Loan Fees:
- 1.5%-2% including application, commitment, and closing.
Collateral:
- Real estate preferred but will consider other types of collateral. Subordination to conventional lenders considered.
Resources
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Details
Organization
Community Vision Capital & Consulting
Financial Instrument
Loan
Image Credit
Updated April 22, 2022
This information was gathered from public sources. Ambrook is not responsible for or able to affect the results of any financial programs listed, nor are they responsible for any incorrect information that is listed or is on the hyperlinked external sites. All information is subject to change.
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