Cover photo for Utah Emergency Disaster Relief Loan Program

Utah Emergency Disaster Relief Loan Program

Utah Department of Agriculture and Food

The Utah Conservation Commission (UCC) has recently approved an Emergency Disaster Loan Program. The purpose of the program is to assist agricultural producers by providing loan funds to help them address extraordinary circumstances related to drought that have resulted in production losses between Governor Cox’s declaration of a drought disaster on May 15, 2021 and October 1, 2022. The timeframe may be extended pending UCC approval.


Eligible Losses

  • Crop producers may seek reimbursement for crop loss (including for orchard and row crops) if they can document a 50% loss since the declaration of drought disaster compared to their average production over the prior three years.

  • Livestock producers may seek reimbursement for: death loss of breeding stock, the cost of replacement of breeding stock sold due to drought, and the cost of feed purchased. 

  • Loan funds may be used to cover drought related losses only. 

  • An addendum to the Agriculture Resource Development Loan (ARDL) Policies and Procedures handbook has been adopted and will govern this program. 


Loan Information

  • Unsecured 7 year fully amortized loans. 

  • 0% interest for the first 2 years, 2.75% thereafter. 

  • Initial payment to be made in 2023. 

  • Loan maximum is $100,000 per entity. 

  • To be eligible, the agriculture producer must have an Adjusted Gross Income (AGI) of less than $250,000, as documented on their most recent tax return.

  • All disbursements must be completed within six months of loan closing or before December 31, 2022 unless the program is extended by the UCC.

  • A 12% late fee may be assessed on past due principal balance.

These funds are only available for agricultural producers to address drought related losses and cannot be used for any value-added projects. 

Application Instructions

View and download the Emergency Disaster Loan Application below and then email the completed application to

For additional information on applying for this loan, contact your local Resource Coordinator. To view full list of UDAF’s Resource Coordinators, click here.

Updated March 22, 2024

Image Credit: Michael Lechner

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