Utah Emergency Disaster Relief Loan Program

The Utah Department of Agriculture and Food (UDAF), through the Utah Conservation Commission (UCC), operates the Emergency Disaster Relief Loan Program to assist agricultural producers by providing loan funds to address extraordinary circumstances related to declared disasters that have resulted in production losses. These funds are only available to address declared disaster-related losses and cannot be used for value-added projects. Applications open on a rolling basis for each active disaster declaration. As of mid-2026, active declarations include: Freezing Temperatures (declared May 15, 2026; application deadline November 15, 2026), Drought Conditions (declared May 21, 2026; deadline November 21, 2026), and Recent Wildfires (declared June 25, 2026; deadline December 25, 2026).

• Loan funds may only be used to cover losses related to the official disaster declared.

• Loan funds may only be used to cover losses not already covered by indemnity, insurance, or other compensation.

• Eligible losses and expenses are further defined in the application information provided specific to each declared disaster.

• Applicants must match their disaster declaration and submit their application to (and be approved by) their local Conservation District by the listed deadline.

• Unsecured 7-year fully amortized loans.

• 0% interest for the first 2 years, 2.75% thereafter.

• First loan payment due-date options are outlined in the application information for each declared disaster; the borrower may select the month due and payment frequency (monthly, quarterly, semi-annually, or annually).

• Loan maximum is currently $100,000 per entity.

• A 5% late fee may be assessed on past due principal balance.

View and download the Emergency Disaster Loan Application below and then email the completed application to UDAF-Loans@utah.gov.

For additional information on applying for this loan, contact your local Resource Coordinator. To view full list of UDAF’s Resource Coordinators, click here.

• Information Page

• Resource Coordinator Contacts

• Policies and Guidelines