Cover photo for Oklahoma Farm Enhancement and Diversification Grant: Marketing and Utilization Loan

Oklahoma Farm Enhancement and Diversification Grant: Marketing and Utilization Loan (OKFML)

Oklahoma Agriculture, Food, and Forestry

Closed Indefinitely

Our sources indicate that this program is closed indefinitely and unlikely to reopen.

The Agriculture Enhancement and Diversification Program was designed to develop or improve uses for agricultural products, expand the state’s production of value-added products and to encourage diversified farming. The program provides funds in the form of grants or 0% interest loans. Proposals must clearly demonstrate the ability to directly benefit Oklahoma farmers and ranchers through the creation of new revenue streams.

Deadline dates for submissions are January 1st, April 1st, July 1st, and October 1st or the next regular business day if the Department offices are closed on the deadline date.

Marketing and Utilization Loan

Projects should assist in the development or implementation of a sound domestic or foreign marketing plan for Oklahoma agricultural products, by-products or agritourism venues. Projects may include feasibility studies, business plans, legal expenses, consultant fees, product development and marketing. Purchase of land, buildings and equipment is not allowed. There is no limit on funds applied for.

  •  Loans are a 0% interest rate with a 3-year deferred payment.

  • Loans greater than $18,000 will have a 3 year annualized repayments

  • Loans less than $18,000 will have to be a 5 year annualized repayment.


  • A marketing loan is to be used for product development and/or implementation of a sound marketing plan for Oklahoma agricultural products and by-products.

  • Applicants for the loan are encouraged to use the funds to develop new products and to seek markets and marketing ideas and to promote their products. The products should be new to the particular area targeted for the marketing promotion or should be an expansion of a use or uses of existing products.


The Board prefers proposals that will encourage the creation of jobs and industry within the agricultural economy of Oklahoma. Applicants are encouraged to research the potential market for their products, estimate the financial possibilities of these markets and present a plan of action in their loan application. A realistic time-line for success must be considered. The proposal should exhibit the expansion of jobs in the agricultural economy where the project will take place and the economic impact on the area.

Each loan application will be considered on an individual basis and its own merits. A 15 minute oral presentation to the Board is required. The Board reserves the right to reject any loan application. 

Application Instructions

  1. Applications, including all supplements, should be limited to twenty (20) pages. Promotional materials or unrelated materials are discouraged.  The supplements to be completed by the applicant are attached as follows:

    1. Supplement A – Statement of Potential Funding Sources

    2. Supplement B – Project Budget

  2. Include a resume, no longer than two pages, for the principal applicant and other participants emphasizing job history pertaining to marketing efforts

  3. A copy of the proposal must be

    1. emailed to or

    2. Three (3) copies of the proposal must be delivered or mailed to the Board at:

Oklahoma Agriculture Enhancement and Diversification Program

Jason Harvey

P.O. Box 528804

Oklahoma City, OK 73152


Financial Instrument


Maximum Award Amount


Updated March 27, 2024

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