Cover photo for Maine Dairy Improvement Fund

Maine Dairy Improvement Fund (DIF)

Maine Department of Agriculture, Conservation, and Forestry


The Dairy Improvement Loan Fund (DIF) provides financing to help Maine agricultural businesses undertake projects to enhance the viability and vitality of the farm, and improve the manufacturing, marketability and production of their products.



Generally, any business or individual located in Maine and identified by the Department of Agriculture, Conservation and Forestry as engaged in commercial production of cow milk or cow milk products.

Eligible uses include design, construction or improvement of milking parlors, dairy cattle housing, silos, grain bins, feed sheds, or the construction or renovation of buildings, or equipment, located in Maine and used in connection with a dairy enterprise.

Loan funds may not be used for working capital, non-project-related equipment and expenses, or refinancing. Outside construction lending sources may be required for projects seeking to use the Dairy Improvement Fund for dairy-related construction take-out financing.


Deferred principal and interest payments may be available up to 24 months from closing; interest accrues beginning at closing.

Up to 30 years and determined by the useful life of the asset(s) being financed.


  • Loan origination fee: 1% (for loans over $100,000).

  • Borrower is responsible for all loan closing costs.


Similar Programs



Maine Department of Agriculture, Conservation, and Forestry (ME DACF)

Financial Instrument


Maximum Award Amount


Updated January 28, 2021

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