Cover photo for Wildfire and Hurricane Indemnity Program

Wildfire and Hurricane Indemnity Program (WHIP+)

Farm Service Agency

Closed October 30, 2020


The Wildfire and Hurricane Indemnity Program Plus (WHIP+) provides disaster payments to producers to offset losses from hurricanes, wildfires, and other qualifying natural disasters that occurred in the 2018 and 2019 calendar years. WHIP+ covers losses of crops, trees, bushes, and vines that occurred as a result of those disaster events.


Eligible Crops:

Eligible crops must be intended for the 2018, 2019, and 2020 crop years. They also must be eligible for either crop insurance or Noninsured Disaster Assistance Program (NAP) coverage, excluding crops intended for grazing since these losses are covered by other disaster recovery programs offered through FSA.

A list of crops covered by crop insurance is available through the U.S. Department of Agriculture’s Risk Management Agency (RMA) Actuarial Information Browser.

Crops must have suffered losses before they were harvested.

Eligible Locations:

Producers must have suffered a loss due to a qualifying disaster event in a primary county that received a qualifying Presidential Emergency Disaster Declaration or Secretarial Disaster Designation. An update in February 2020 expanded program eligibility to counties that experienced D3 and D4 drought in 2018 and 2019.

A full list of all eligible counties is available here. (Updated 3/2/2020)

Producers not in these counties may also be eligible, but must supply documentation establishing that crops were directly impacted by a qualifying disaster event.


2018 crop year losses will be paid at 100% of the calculated payment For the 2019 and 2020 crop years, an initial 50% of the calculated payment will be issued. After January 1, 2020, if appropriated funds remain, an additional payment up to the remaining 50% calculated payment will be paid. Payments for WHIP+ payment are based upon the expected value of the crop, the value of the crop harvested, the level of insurance coverage (as reflected in the WHIP factor), a payment factor and insurance payments received.


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October 30, 2020


Farm Service Agency (FSA)

Financial Instrument


Maximum Award Amount


Image Credit

Sam Beebe

Updated October 8, 2021

This information was gathered from public sources. Ambrook is not responsible for or able to affect the results of any financial programs listed, nor are they responsible for any incorrect information that is listed or is on the hyperlinked external sites. All information is subject to change.

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