Cover photo for Steward Loans

Steward Loans

Steward

About

Steward helps regenerative farmers secure the capital they need to grow their enterprise with tailored loans funded through their CrowdFarming investment model. Becoming a Steward Farm means you have everything you need to scale your business, from access to capital to expert support services and advice. Steward backing means joining a global network of sustainable farms on the front line of the fight for our food system.

Their goal is to create and nurture mutually beneficial relationships between passionate farmers and responsible investors in order to rebuild sustainable agriculture around the world.

What They Fund:

  • Regenerative: Farming practices that increase biodiversity, enrich soils, improve watershed health, sequester more carbon than they release, and enhance ecosystem services.

  • Sustainable: Farming approaches that sustain farmers, resources, and communities.

  • Appropriate: Farming approaches that are fitting for a specific community, location, or operation.

  • Equitable: Farming systems and businesses that support marginalized groups and empower underserved communities.

Eligibility

In order to be eligible for Steward funding, your project must use sustainable farming practices. Additionally, Steward prioritizes farm businesses with at least $10,000 in annual revenue or applicants who have had at least 3 years of farm management experience

If you do not already have a farm business and have not had 3 years of farm management experience, you may still be considered if you have a thorough business plan and financial plan. This assessment is at the discretion of the Farm Steward who reviews the application.

In general, applicants should have some degree of commercial farming experience. 

Terms

  • Raise working capital: Borrowers dictate the minimum and maximum loan amount.

  • Flexible interest rate: You choose the interest rate that works best.*

  • Up to 5 years fixed term: Fully amortizing with 90 days deferred payments.

  • Shareable Loan Offering Page: Share your project page to your direct community.

  • Zero upfront fees: 3% loan origination fee paid at closing of loan, only if minimum lend is achieved.

Resources

Similar Programs

Details

Organization

Steward (Steward)

Financial Instrument

Loan

Image Credit

Steward

Updated January 28, 2021

This information was gathered from public sources. Ambrook is not responsible for or able to affect the results of any financial programs listed, nor are they responsible for any incorrect information that is listed or is on the hyperlinked external sites. All information is subject to change.