Small Business Administration Disaster Assistance

Get help after a disaster with low-interest disaster loans.

• Businesses of all sizes

• Homeowners

• Renters

• Private nonprofit organizations

You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan.

Physical disaster loan caps by borrower type:

• Businesses and most private nonprofit organizations: up to $2,000,000 to cover disaster losses not fully covered by insurance.

• Homeowners: up to $500,000 to repair or replace a primary residence.

• Homeowners and renters: up to $100,000 for personal property (such as clothing, furniture, cars, and appliances).

Real estate is the preferred collateral; loans of $200,000 or less will not require the business owner to pledge their primary residence as collateral if other assets of equal quality and value are available. Economic Injury Disaster Loans (EIDL) for working capital are available separately. Loans are tied to declared disaster areas.

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