Mad Capital

Flexible financing built for organic farmers. Mad Capital tailors loans to organic farmers who have unique needs, rotations, crops, and markets, that leave most lenders bewildered. Mad Capital helps you quickly and easily access financing that aligns with your farm and gets you to your financial goals faster.

Mad Capital provides flexible financing for regenerative ranchers and organic and transitioning farmers.

Mad Capital publishes no loan sizes, interest rates, fees, amortization schedules, or term lengths anywhere on its site — every deal is quoted per farm after you talk to an advisor.

The only statements about terms are qualitative: "Get clear, customized terms based on your unique operation or situation. Competitive rates and longer terms than traditional lenders"; "Flexible, interest-only loans"; "Tailor fit the payment schedule of your loan to the cash flow of your farm with INTEREST-ONLY PAYMENT OPTIONS"; and "Secure capital with QUICK TURNAROUND TIMES."

Four products are listed — Transition Loans, Operating Loans ("Long term operating loans for regenerative organic farmers"), Real Estate & Land Loans, and Equipment & Infrastructure Loans — with no published minimum or maximum on any of them, and no stated match, equity, or down-payment requirement.

Practical read for a farmer: this is a relationship lender, not a posted-rate product. Expect a conversation with an advisor before you learn your rate or how much you can borrow, and expect the interest-only structure to be the main flexibility on offer. Intake is open — the transition-loan product is marked "Now accepting new farmers."

Reach out to Brandon Welch at (312) 380-1411 or brandon@madagriculture.org to learn more and apply.

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