Cover photo for Indian Tribal Land Acquisition Loan Program

Indian Tribal Land Acquisition Loan Program

Farm Service Agency

FSA's Indian Tribal Land Acquisition Loan Program is a valuable resource to help Tribes become owners of additional property within the reservation to advance and increase current operations, provide financial prospects for Native American Communities, increase agricultural productivity, and save farmland for future generations. Through FSA’s innovative programming, American Indian and Alaska Native tribal governments have the ability to create sustainable and community-driven solutions to rural community challenges. This loan program is financed and serviced by the Farm Service Agency. Funding comes from Congressional appropriations as part of the USDA budget.


An ultimate recipient is a Native American tribe, tribal entity, or a member of either that receives a loan from an intermediary lender's HFIL revolving fund. To receive a loan from the intermediary, they must:

  • Comply with highly erodible land conservation and wetland conservation requirements on all their land;

  • Agree to continue to use the land for agricultural purposes during the term of the loan;

  • Agree to comply with the requirements of the intermediary lender;

  • Funds may be used to pay costs incidental to land acquisition, including, but not limited to, title clearance, legal services, archeological or land surveys, and loan closing;

  • May be used to pay for costs of an appraisal conducted for this loan; and

  • Be able to purchase fractionated interests resulting in at least 51 percent ownership.

Application Instructions

Follow the instructions to complete the FSA-2620 form. Submit the finished form to your local FSA office. At that time, you may be asked to complete additional FSA forms.


Financial Instrument


Updated March 22, 2024

Image Credit: U.S. Department of Agriculture

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