Cover photo for Iowa Stormwater Best Management Practice Loans

Iowa Stormwater Best Management Practice Loans

Iowa Department of Agriculture & Land Stewardship


The program provides low-interest loans to private entities for implementing environmentally responsible strategies for stormwater management. These include:

  • Infiltration practices, soil quality restoration, native landscaping

  • Bioretention cells, bioswales and rain gardens

  • Pond / wetland system

  • Grassed waterways

  • Permeable paving systems

  • Green roofs


Eligibility

Loans can be made to homeowners, developers or businesses.  The applicant must designate and have a commitment from the entity responsible for the long-term maintenance of the stormwater quality practices.   Pollution prevention measures required in National Pollutant Discharge Elimination System (NPDES) permits are NOT eligible. 


Terms

  • Loan amounts start from $5,000

  • Terms up to 20 years

  • Can fund up to 100% of eligible project costs

  • Interest rates capped at 3% for life of the loan 

  • Applications accepted anytime

  • Available through the lender of your choice


Application Instructions

Application

The application process is coordinated through the Division of Soil Conservation and Water Quality (DSCWQ) and Soil and Water Conservation Districts (SWCD).  All projects should must meet project milestones listed on the application and receive notification of approval before proceeding to financing.



Details

Financial Instrument

Loan

Minimum Award Amount

$5,000


Updated September 8, 2024

Image Credit: Ottis Bunning

This information was gathered from public sources. Ambrook is not responsible for or able to affect the results of any financial programs listed, nor are they responsible for any incorrect information that is listed or is on the hyperlinked external sites. All information is subject to change.

Explore hundreds more programs on Ambrook.