Cover photo for Iowa State Revolving Loan Fund

Iowa State Revolving Loan Fund

Iowa Department of Agriculture & Land Stewardship

The State Revolving Loan Fund is a new source of low-cost financing available to landowners. This opportunity is available specifically to assist and encourage landowners to address non-point source pollution of Iowa streams and lakes.


Virtually all practices eligible for State Cost Share, REAP and EQIP are eligible for loans. These practices may include but are not limited to:

  • Terraces, grade stabilization structures, water & sediment control basins

  • Pasture & hay land planting or prescribed grazing

  • Grassed waterways and filter strips

  • Field borders, windbreaks and buffers

  • Waste storage facilities

  • Deep bedded buildings or other roofed manure control structures

**Loans to implement practices for animal feeding operations can only be made to operations that are under 1,000 animal units and are not required to have an NPDES permit**


  • Loans from $5,000 up to a maximum of $500,000 per borrower

  • Terms up to 15 years

  • Can fund up to 100% of actual costs

  • Interest rate no more than 3% - fixed for the life of the loan

  • Funding available when you need it, applications accepted year round

  • Use the lender of your choice or go to to view the list of current participating lenders

Application Instructions


Begin by talking to your local Soil and Water Conservation District (SWCD).


The State Revolving Loan Fund:

  1. Is ready when you are. Applications are accepted at any time during the year, and turn around time is quick.

  2. Requires no cash up front. Quick loan processing and friendly loan repayment terms let you get your project done now.

  3. Gives you significant cost savings. Interest rates are well below other financing sources.

  4. Complements other funding sources. If you have a grant or other funding, you can use a loan to provide your share of the project.


Financial Instrument


Minimum Award Amount


Maximum Award Amount


Updated April 13, 2024

Image Credit: Iowa Agriculture

This information was gathered from public sources. Ambrook is not responsible for or able to affect the results of any financial programs listed, nor are they responsible for any incorrect information that is listed or is on the hyperlinked external sites. All information is subject to change.

Explore hundreds more programs on Ambrook.