This program assists qualified applicants that cannot obtain commercial credit on terms that will allow them to charge rents that are affordable to low-income tenants. Borrowers must have sufficient qualifications and experience to develop and operate the project. Qualified applicants include: Farmers, associations of farmers and family farm corporations Associations of farmworkers and nonprofit organizations* Most State and local governmental entities* Federally-recognized Tribes* *Eligible to apply for grants and loans Housing may be constructed in urban or rural areas, as long as there is a demonstrated need.

Farm Labor Housing Direct Loans and Grants

Rural Development

Opens September 9, 2021

About

This program provides affordable financing to develop housing for year-round and migrant or seasonal domestic farm laborers.

Eligibility

This program assists qualified applicants that cannot obtain commercial credit on terms that will allow them to charge rents that are affordable to low-income tenants. Borrowers must have sufficient qualifications and experience to develop and operate the project. Qualified applicants include:

Farmers, associations of farmers and family farm corporations
Associations of farmworkers and nonprofit organizations*
Most State and local governmental entities*
Federally-recognized Tribes*

*Eligible to apply for grants and loans

Housing may be constructed in urban or rural areas, as long as there is a demonstrated need.

Terms

How may funds be used?

Construction, improvement, repair and purchase of housing for domestic farm laborers is the primary objective of this program.

Funding may also be available for related activities including:

Buying and improve land
Purchasing household furnishings
Paying construction loan interest
For a complete list, see 7 CFR 3560.53

Who may live in the rental housing?

Domestic farm laborers, including those working on fish and oyster farms and on-farm processing (1)
Retired and/or disabled farm laborers
Must be a U.S. citizen or permanent resident
Very-low- to moderate-income households (2)

What kinds of funding are available?

Low interest loans
Grants based on need and may not exceed 90% of project cost

What are the loan terms?

Up to 33 year payback period
1% fixed rate
An allocation of loan funds is also available for on-farm labor housing and is funded on a first-come, first-served basis

Farm Labor Housing Direct Loans and Grants

About

Eligibility

Terms

Resources

Similar Programs

Direct Farm Operating Loan

Down Payment Loan Program

Emergency Conservation Program (ECP)

Emergency Farm Loans

Details